LCOW vs VTI
Pacer S&P 500 Quality FCF Aristocrats ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LCOW or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. LCOW led over 1Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 49.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LCOW | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $27M | $689.2B |
| Dividend Yield | 0.65% | 1.06% |
| Holdings | 202 | 3,524 |
| YTD Return | +14.27%Best | +13.02% |
| 1Y Return | +17.75%Best | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 10.6%Best | 11.5% |
| Max Drawdown | -10.6% | -8.9%Best |
| $10,000 over 1.4 years | $13,563 | $13,768Best |
| Top 10 Weight | 49.0% | 33.5%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 6, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 7, 2025 to Oct 14, 2026 (1.4 years).
LCOW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
LCOW vs VTI Performance
Pacer S&P 500 Quality FCF Aristocrats ETF (LCOW) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LCOW returned +17.75% while VTI returned +16.63%. Year to date, LCOW is up 14.27% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.5% compared with 10.6% for LCOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for LCOW and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
LCOW charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, LCOW currently yields 0.65% against 1.06% for VTI.
Holdings Overlap
99.9% of LCOW's money is in holdings VTI also owns. 38.0% of VTI's money is in holdings LCOW also owns.
Most of LCOW is already inside VTI. Owning both mostly buys the same companies twice.
98 positions in common, counted across the 98 positions we hold weights for in LCOW and 3,441 in VTI, against full books of 202 and 3,524.
What only one of them owns
Our book lists 1,058 positions for VTI that do not appear in our book for LCOW (59.6% of the fund), and 0 for LCOW that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LCOW | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 5.52% | 6.88% | 1.36% |
| AAPLApple, Inc | 5.55% | 6.30% | 0.75% |
| MSFTMicrosoft Corp | 5.96% | 5.11% | 0.85% |
| METAMeta Platforms Inc | 5.15% | 1.70% | 3.45% |
| GOOGAlphabet Inc. C | 4.63% | 2.12% | 2.51% |
| AVGOBroadcom Inc | 4.26% | 2.38% | 1.88% |
| VVisa Inc Class A | 5.07% | 0.85% | 4.22% |
| ABBVAbbvie Inc. | 4.78% | 0.61% | 4.17% |
| MAMastercard Inc | 4.72% | 0.63% | 4.09% |
| JNJJohnson & Johnson - Common | 3.34% | 0.87% | 2.47% |
99.9% of LCOW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LCOW or VTI?
LCOW has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, LCOW or VTI?
Over the past year LCOW returned +17.75% vs +16.63% for VTI, so LCOW leads on 1-year performance. Over the longest common window we track (1 years), LCOW annualized +24.32% vs +25.66% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LCOW or VTI?
VTI has been the more volatile fund at 11.5% annualized versus 10.6% for LCOW. Worst drawdown: LCOW -10.6% vs VTI -8.9%.
Should I hold both LCOW and VTI?
LCOW and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between LCOW and VTI?
99.9% of LCOW's money is in holdings VTI also owns. 38.0% of VTI's is in holdings LCOW also owns. They hold 98 positions in common, counted across the 98 positions we hold weights for in LCOW and 3,441 in VTI.
Which pays a higher dividend, LCOW or VTI?
LCOW yields 0.65% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than LCOW?
VTI has a lower expense ratio. LCOW led over 1Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 49.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.