LCTU vs SCHK
iShares US Carbon Transition Readiness Aware Active ETF vs Schwab 1000 Index ETF
Which is better, LCTU or SCHK?
Nearly the same fund. SCHK costs less.
SCHK has a lower expense ratio. SCHK led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. LCTU is less concentrated, with 35.5% of the fund in its ten largest positions against 36.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LCTU | SCHK |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $1.2B | $5.8B |
| Dividend Yield | 0.97% | 1.04% |
| Holdings | 334 | 986 |
| YTD Return | +11.76% | +13.20%Best |
| 1Y Return | +15.34% | +16.85%Best |
| 3Y Return (annualized) | +21.21% | +22.21%Best |
| 5Y Return (annualized) | +11.70% | +12.41%Best |
| Volatility (annualized) | 15.5% | 15.4%Best |
| Max Drawdown | -25.9% | -25.4%Best |
| $10,000 over 5 years | $17,389 | $17,948Best |
| Top 10 Weight | 35.5%Best | 36.0% |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 6, 2021 | Oct 11, 2017 |
Volatility and max drawdown are measured over the window both funds cover: Apr 8, 2021 to Oct 14, 2026 (5.5 years).
LCTU vs SCHK growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
LCTU vs SCHK Performance
iShares US Carbon Transition Readiness Aware Active ETF (LCTU) is an ETF from iShares by BlackRock (US) and Schwab 1000 Index ETF (SCHK) is an ETF from Charles Schwab Asset Management. Over the past year LCTU returned +15.34% while SCHK returned +16.85%. Year to date, LCTU is up 11.76% versus a gain of 13.20% for SCHK.
Over three years, LCTU compounded at +21.21% per year against +22.21% for SCHK; over five years the annualized figures are +11.70% and +12.41% respectively. Across the full 6-year window we track, SCHK has the edge at +12.90% annualized vs +12.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LCTU has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.4% for SCHK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.9% for LCTU and -25.4% for SCHK. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
LCTU charges 0.15% per year while SCHK charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, LCTU currently yields 0.97% against 1.04% for SCHK.
Holdings Overlap
98.5% of LCTU's money is in holdings SCHK also owns. 79.1% of SCHK's money is in holdings LCTU also owns.
Most of LCTU is already inside SCHK. Owning both mostly buys the same companies twice.
310 positions in common, counted across the 331 positions we hold weights for in LCTU and 998 in SCHK, against full books of 334 and 986.
What only one of them owns
Our book lists 647 positions for SCHK that do not appear in our book for LCTU (20.4% of the fund), and 10 for LCTU that do not appear in SCHK (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LCTU | Weight in SCHK | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.16% | 7.83% | 0.33% |
| AAPLApple, Inc | 7.17% | 6.74% | 0.43% |
| MSFTMicrosoft Corp | 4.94% | 5.32% | 0.38% |
| AMZNAmazon.Com Inc | 3.08% | 3.42% | 0.34% |
| GOOGLAlphabet Inc | 2.49% | 2.79% | 0.30% |
| METAMeta Platforms Inc | 2.43% | 2.22% | 0.21% |
| AVGOBroadcom Inc | 2.04% | 2.34% | 0.30% |
| GOOGAlphabet Inc. C | 1.91% | 2.24% | 0.33% |
| MUMicron Technology, Inc. | 1.66% | 1.68% | 0.02% |
| AMDAdvanced Micro Devices Inc | 1.64% | 1.43% | 0.21% |
98.5% of LCTU is already inside SCHK.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LCTU or SCHK?
LCTU has an expense ratio of 0.15% while SCHK charges 0.03%. SCHK is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, LCTU or SCHK?
Over the past year LCTU returned +15.34% vs +16.85% for SCHK, so SCHK leads on 1-year performance. Over the longest common window we track (6 years), LCTU annualized +12.46% vs +12.90% for SCHK. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LCTU or SCHK?
LCTU has been the more volatile fund at 15.5% annualized versus 15.4% for SCHK. Worst drawdown: LCTU -25.9% vs SCHK -25.4%.
Should I hold both LCTU and SCHK?
LCTU and SCHK have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between LCTU and SCHK?
98.5% of LCTU's money is in holdings SCHK also owns. 79.1% of SCHK's is in holdings LCTU also owns. They hold 310 positions in common, counted across the 331 positions we hold weights for in LCTU and 998 in SCHK.
Which pays a higher dividend, LCTU or SCHK?
LCTU yields 0.97% while SCHK yields 1.04%, so SCHK currently pays the higher dividend yield.
Is SCHK better than LCTU?
SCHK has a lower expense ratio. SCHK led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 1.00. LCTU is less concentrated, with 35.5% of the fund in its ten largest positions against 36.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.