LOWV vs TPLC
AB US Low Volatility Equity ETF vs Timothy Plan US Large/Mid Cap Core ETF
Which is better, LOWV or TPLC?
LOWV has been ahead.
LOWV has a lower expense ratio. LOWV led over 1Y, 3Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 42.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LOWV | TPLC |
|---|---|---|
| Expense Ratio | 0.39%Best | 0.52% |
| AUM | $206M | $311M |
| Dividend Yield | 0.87% | 0.86% |
| Holdings | 71 | 542 |
| YTD Return | +8.98%Best | +8.72% |
| 1Y Return | +9.29%Best | +9.22% |
| 3Y Return (annualized) | +16.12%Best | +13.58% |
| 5Y Return (annualized) | - | +7.65% |
| Volatility (annualized) | 9.7%Best | 13.5% |
| Max Drawdown | -13.9%Best | -18.2% |
| $10,000 over 3.6 years | $17,794Best | $15,621 |
| Top 10 Weight | 42.0% | 7.0%Best |
| Fund Family | AllianceBernstein L.P. | Timothy Plan |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Mid Cap Blend |
| Inception | Mar 22, 2023 | May 5, 2019 |
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Mar 22, 2023 to Oct 14, 2026 (3.6 years).
LOWV vs TPLC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
LOWV vs TPLC Performance
AB US Low Volatility Equity ETF (LOWV) is an ETF from AllianceBernstein L.P. and Timothy Plan US Large/Mid Cap Core ETF (TPLC) is an ETF from Timothy Plan. Over the past year LOWV returned +9.29% while TPLC returned +9.22%. Year to date, LOWV is up 8.98% versus a gain of 8.72% for TPLC.
Over three years, LOWV compounded at +16.12% per year against +13.58% for TPLC. Across the full 4-year window we track, LOWV has the edge at +17.36% annualized vs +13.19%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TPLC has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 9.7% for LOWV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.9% for LOWV and -18.2% for TPLC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LOWV charges 0.39% per year while TPLC charges 0.52%. On a $10,000 position that is $39 vs $52 annually, a gap of $13 per year that compounds over a long holding period. On income, LOWV currently yields 0.87% against 0.86% for TPLC.
Holdings Overlap
18.1% of LOWV's money is in holdings TPLC also owns. 6.6% of TPLC's money is in holdings LOWV also owns.
LOWV and TPLC share little of their money.
15 positions in common, counted across the 68 positions we hold weights for in LOWV and 268 in TPLC, against full books of 71 and 542.
What only one of them owns
Our book lists 246 positions for TPLC that do not appear in our book for LOWV (90.6% of the fund), and 46 for LOWV that do not appear in TPLC (74.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LOWV | Weight in TPLC | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 4.09% | 0.25% | 3.84% |
| ADIAnalog Devices, Inc. | 1.59% | 0.45% | 1.14% |
| MSIMotorola Solutions, Inc | 1.44% | 0.52% | 0.92% |
| AEPAmerican Electric Power Co Inc | 1.40% | 0.54% | 0.86% |
| TTTt Trane Technologies Plc | 1.31% | 0.39% | 0.92% |
| AEEAmeren Corporation Utilities | 1.06% | 0.64% | 0.42% |
| KEYSKeysight Technologies Inc. | 1.22% | 0.31% | 0.91% |
| CBOEC B O E Holdings Inc. | 1.03% | 0.48% | 0.55% |
| KLACKla-tencor | 1.06% | 0.28% | 0.78% |
| NOWServicenow, Inc. | 0.83% | 0.43% | 0.40% |
You are not choosing between two funds in isolation.
Whichever of LOWV and TPLC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LOWV or TPLC?
LOWV has an expense ratio of 0.39% while TPLC charges 0.52%. LOWV is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, LOWV or TPLC?
Over the past year LOWV returned +9.29% vs +9.22% for TPLC, so LOWV leads on 1-year performance. Over the longest common window we track (4 years), LOWV annualized +17.36% vs +13.19% for TPLC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LOWV or TPLC?
TPLC has been the more volatile fund at 13.5% annualized versus 9.7% for LOWV. Worst drawdown: LOWV -13.9% vs TPLC -18.2%.
Should I hold both LOWV and TPLC?
LOWV and TPLC have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LOWV and TPLC?
18.1% of LOWV's money is in holdings TPLC also owns. 6.6% of TPLC's is in holdings LOWV also owns. They hold 15 positions in common, counted across the 68 positions we hold weights for in LOWV and 268 in TPLC.
Which pays a higher dividend, LOWV or TPLC?
LOWV yields 0.87% while TPLC yields 0.86%, so LOWV currently pays the higher dividend yield.
Is TPLC better than LOWV?
LOWV has a lower expense ratio. LOWV led over 1Y, 3Y and the full window. TPLC is less concentrated, with 7.0% of the fund in its ten largest positions against 42.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.