MAYU vs PMJL

MAYU vs PMJL

Which is better, MAYU or PMJL?

Nearly the same fund. PMJL costs less.

PMJL has a lower expense ratio. MAYU led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: PMJLHigher Returns: MAYU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMAYUPMJL
Expense Ratio0.74%0.50%Best
AUM$45M$7M
Dividend Yield0.00%0.00%
Holdings1212
YTD Return+10.24%Best+4.49%
1Y Return+12.84%Best+5.84%
Volatility (annualized)12.1%1.9%Best
Max Drawdown-9.1%-1.5%Best
$10,000 over 1.3 years$12,028Best$10,813
Fund FamilyAllianzIMPGIM Investments
CategoryAlternativeAlternative
StyleOption WritingOption Writing
InceptionApr 30, 2024Jun 30, 2025

Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 1, 2025 to Oct 14, 2026 (1.3 years).

MAYU vs PMJL growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

Compare MAYU against instead:MAYU vs SPYMAYU vs QQQMAYU vs VOOMAYU vs VTIPMJL against:PMJL vs VXUS

MAYU vs PMJL Performance

AllianzIM US Equity Buffer15 Uncapped May ETF (MAYU) is an ETF from AllianzIM and PGIM S&P 500 Max Buffer ETF - July (PMJL) is an ETF from PGIM Investments. Over the past year MAYU returned +12.84% while PMJL returned +5.84%. Year to date, MAYU is up 10.24% versus a gain of 4.49% for PMJL.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MAYU has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 1.9% for PMJL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.1% for MAYU and -1.5% for PMJL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MAYU charges 0.74% per year while PMJL charges 0.50%. On a $10,000 position that is $74 vs $50 annually, a gap of $24 per year that compounds over a long holding period. On income, MAYU currently yields 0.00% against 0.00% for PMJL.

You are not choosing between two funds in isolation.

Whichever of MAYU and PMJL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MAYUPMJL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MAYU or PMJL?

MAYU has an expense ratio of 0.74% while PMJL charges 0.50%. PMJL is the cheaper option, by $24 a year on a $10,000 investment.

Which performed better, MAYU or PMJL?

Over the past year MAYU returned +12.84% vs +5.84% for PMJL, so MAYU leads on 1-year performance. Over the longest common window we track (1 years), MAYU annualized +15.26% vs +6.20% for PMJL. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MAYU or PMJL?

MAYU has been the more volatile fund at 12.1% annualized versus 1.9% for PMJL. Worst drawdown: MAYU -9.1% vs PMJL -1.5%.

Should I hold both MAYU and PMJL?

MAYU and PMJL have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, MAYU or PMJL?

MAYU yields 0.00% while PMJL yields 0.00%, so PMJL currently pays the higher dividend yield.

Is PMJL better than MAYU?

PMJL has a lower expense ratio. MAYU led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.