MBSF vs TFLR
REGAN FLOATING RATE MBS ETF vs T. Rowe Price Floating Rate ETF
Which is better, MBSF or TFLR?
TFLR has been ahead.
MBSF has a lower expense ratio. TFLR led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MBSF | TFLR |
|---|---|---|
| Expense Ratio | 0.49%Best | 0.61% |
| AUM | $243M | $861M |
| Dividend Yield | 4.31% | 6.55% |
| Holdings | 446 | 347 |
| YTD Return | +2.06% | +2.64%Best |
| 1Y Return | +3.88% | +4.60%Best |
| 3Y Return (annualized) | - | +7.21% |
| Volatility (annualized) | 1.6%Best | 2.0% |
| Max Drawdown | -1.1%Best | -4.0% |
| $10,000 over 2.6 years | $11,414 | $11,704Best |
| Fund Family | Regan Capital | T.Rowe Price |
| Category | Fixed Income | Fixed Income |
| Style | Bank Loan | Bank Loan |
| Inception | Feb 27, 2024 | Nov 16, 2022 |
Not shown on this pair: 5Y Return (annualized), Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 28, 2024 to Oct 14, 2026 (2.6 years).
MBSF vs TFLR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
MBSF vs TFLR Performance
REGAN FLOATING RATE MBS ETF (MBSF) is an ETF from Regan Capital and T. Rowe Price Floating Rate ETF (TFLR) is an ETF from T.Rowe Price. Over the past year MBSF returned +3.88% while TFLR returned +4.60%. Year to date, MBSF is up 2.06% versus a gain of 2.64% for TFLR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TFLR has been the more volatile fund, with annualized monthly volatility of 2.0% compared with 1.6% for MBSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.1% for MBSF and -4.0% for TFLR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.06. They move largely independently of each other.
Fees and Cost Over Time
MBSF charges 0.49% per year while TFLR charges 0.61%. On a $10,000 position that is $49 vs $61 annually, a gap of $12 per year that compounds over a long holding period. On income, MBSF currently yields 4.31% against 6.55% for TFLR.
Holdings Overlap
We hold position weights for 27 holdings in MBSF and 150 in TFLR, totalling 7.8% and 41.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 27 positions we hold weights for in MBSF and 150 in TFLR, against full books of 446 and 347.
You are not choosing between two funds in isolation.
Whichever of MBSF and TFLR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MBSF or TFLR?
MBSF has an expense ratio of 0.49% while TFLR charges 0.61%. MBSF is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, MBSF or TFLR?
Over the past year MBSF returned +3.88% vs +4.60% for TFLR, so TFLR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MBSF or TFLR?
TFLR has been the more volatile fund at 2.0% annualized versus 1.6% for MBSF. Worst drawdown: MBSF -1.1% vs TFLR -4.0%.
Should I hold both MBSF and TFLR?
MBSF and TFLR have a monthly-return correlation of 0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MBSF or TFLR?
MBSF yields 4.31% while TFLR yields 6.55%, so TFLR currently pays the higher dividend yield.
Is TFLR better than MBSF?
MBSF has a lower expense ratio. TFLR led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.