MHIG vs VTI
Milliman Healthcare Inflation Guard ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MHIG or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MHIG | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $998,910.43 | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 75 | 3,524 |
| YTD Return | -0.43% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Fund Family | Milliman | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Apr 7, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
MHIG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MHIG vs VTI Performance
Milliman Healthcare Inflation Guard ETF (MHIG) is an ETF from Milliman and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, MHIG is down 0.43% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
MHIG charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, MHIG currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
At least 8.6% of VTI's money is in holdings MHIG also owns.
Stated as a floor: for MHIG, our book for it covers 82.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and MHIG share little of their money.
78 positions in common, counted across the 83 positions we hold weights for in MHIG and 3,441 in VTI, against full books of 75 and 3,524.
Top Shared Holdings
| Stock | Weight in MHIG | Weight in VTI | Difference |
|---|---|---|---|
| LLYEli Lilly & Co. | 6.10% | 1.33% | 4.77% |
| ABBVAbbvie Inc. | 2.25% | 0.61% | 1.64% |
| JNJJohnson & Johnson - Common | 1.94% | 0.87% | 1.07% |
| AMGNAmgen Inc. | 1.42% | 0.31% | 1.11% |
| TMOThermo Fisherscientific Inc. | 1.25% | 0.31% | 0.94% |
| GILDGilead Sciences | 1.15% | 0.25% | 0.90% |
| ABTAbbot Laboratories | 0.68% | 0.26% | 0.42% |
| MRKMerck & Company Inc | 0.45% | 0.49% | 0.04% |
| ISRGIntuitive Surgical Inc. | 0.75% | 0.18% | 0.57% |
| PFEPfizer Inc | 0.67% | 0.22% | 0.45% |
You are not choosing between two funds in isolation.
Whichever of MHIG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MHIG or VTI?
MHIG has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
What is the holdings overlap between MHIG and VTI?
At least 8.6% of VTI's money is in holdings MHIG also owns. Our book for MHIG is partial, so the real figure is this or higher. They hold 78 positions in common, counted across the 83 positions we hold weights for in MHIG and 3,441 in VTI.
Which pays a higher dividend, MHIG or VTI?
MHIG yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than MHIG?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.