MOOD vs VTI
Relative Sentiment Tactical Allocation ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MOOD or VTI?
Tactical Allocation against Large Cap Blend.
VTI has a lower expense ratio. MOOD led over 1Y and 3Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 100.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MOOD | VTI |
|---|---|---|
| Expense Ratio | 0.73% | 0.03%Best |
| AUM | $161M | $689.2B |
| Dividend Yield | 0.35% | 1.06% |
| Holdings | 11 | 3,524 |
| YTD Return | +15.83%Best | +13.02% |
| 1Y Return | +22.31%Best | +16.63% |
| 3Y Return (annualized) | +22.83%Best | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 12.3%Best | 15.4% |
| Max Drawdown | -14.3%Best | -19.3% |
| $10,000 over 4.4 years | $18,881 | $20,530Best |
| Top 10 Weight | 100.0% | 33.5%Best |
| Fund Family | Relative Sentiment technologies | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | May 19, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: May 19, 2022 to Oct 14, 2026 (4.4 years).
MOOD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
MOOD vs VTI Performance
Relative Sentiment Tactical Allocation ETF (MOOD) is an ETF from Relative Sentiment technologies and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MOOD returned +22.31% while VTI returned +16.63%. Year to date, MOOD is up 15.83% versus a gain of 13.02% for VTI.
Over three years, MOOD compounded at +22.83% per year against +21.97% for VTI. Across the full 4-year window we track, VTI has the edge at +17.76% annualized vs +15.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.3% for MOOD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for MOOD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MOOD charges 0.73% per year while VTI charges 0.03%. On a $10,000 position that is $73 vs $3 annually, a gap of $70 per year that compounds over a long holding period. On income, MOOD currently yields 0.35% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 10 holdings in MOOD and 3,441 in VTI, totalling 100.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in MOOD and 3,441 in VTI, against full books of 11 and 3,524.
What only one of them owns
Measured across the 10 and 3,441 positions we hold weights for.
VTI holds 1,156 positions MOOD does not, 97.6% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
You are not choosing between two funds in isolation.
Whichever of MOOD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MOOD or VTI?
MOOD has an expense ratio of 0.73% while VTI charges 0.03%. VTI is the cheaper option, by $70 a year on a $10,000 investment.
Which performed better, MOOD or VTI?
Over the past year MOOD returned +22.31% vs +16.63% for VTI, so MOOD leads on 1-year performance. Over the longest common window we track (4 years), MOOD annualized +15.54% vs +17.76% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MOOD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 12.3% for MOOD. Worst drawdown: MOOD -14.3% vs VTI -19.3%.
Should I hold both MOOD and VTI?
MOOD and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MOOD or VTI?
MOOD yields 0.35% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than MOOD?
VTI has a lower expense ratio. MOOD led over 1Y and 3Y, VTI over the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 100.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.