MPAY vs SPLS

MPAY vs SPLS

Which is better, MPAY or SPLS?

SPLS costs less.

SPLS has a lower expense ratio.

Lower Fees: SPLS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMPAYSPLS
Expense Ratio0.56%0.18%Best
AUM$2M$88M
Dividend Yield7.15%0.54%
Holdings633
Volatility (annualized)10.9%-
Max Drawdown-15.7%-
Fund FamilyAkrosPIMCO (US)
CategoryAllocation/BalancedAllocation/Balanced
StyleAllocation/BalancedAllocation/Balanced
InceptionMay 5, 2022Jan 15, 2026

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), $10,000 over the window, Top 10 Weight.

The two price series end 540 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MPAY has data through Apr 22, 2025 and SPLS through Oct 14, 2026.

Compare MPAY against instead:MPAY vs SPYMPAY vs QQQMPAY vs VOOMPAY vs VTISPLS against:SPLS vs VXUS

Fees and Cost Over Time

MPAY charges 0.56% per year while SPLS charges 0.18%. On a $10,000 position that is $56 vs $18 annually, a gap of $38 per year that compounds over a long holding period. On income, MPAY currently yields 7.15% against 0.54% for SPLS.

You are not choosing between two funds in isolation.

Whichever of MPAY and SPLS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MPAYSPLS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MPAY or SPLS?

MPAY has an expense ratio of 0.56% while SPLS charges 0.18%. SPLS is the cheaper option, by $38 a year on a $10,000 investment.

Which pays a higher dividend, MPAY or SPLS?

MPAY yields 7.15% while SPLS yields 0.54%, so MPAY currently pays the higher dividend yield.

Is SPLS better than MPAY?

SPLS has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.