MPAY vs TSPX

MPAY vs TSPX

Which is better, MPAY or TSPX?

TSPX has been ahead.

MPAY has a lower expense ratio. TSPX led over 1Y.

Lower Fees: MPAYHigher Returns (1Y): TSPX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMPAYTSPX
Expense Ratio0.56%Best1.04%
AUM$2M$247M
Dividend Yield7.15%1.96%
Holdings634
Fund FamilyAkrosTwin Oak
CategoryAllocation/BalancedAllocation/Balanced
StyleAllocation/BalancedAllocation/Balanced
InceptionMay 5, 2022Feb 20, 2025

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

The two price series end 540 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MPAY has data through Apr 22, 2025 and TSPX through Oct 14, 2026.

Compare MPAY against instead:MPAY vs SPYMPAY vs QQQMPAY vs VOOMPAY vs VTITSPX against:TSPX vs VXUS

Fees and Cost Over Time

MPAY charges 0.56% per year while TSPX charges 1.04%. On a $10,000 position that is $56 vs $104 annually, a gap of $48 per year that compounds over a long holding period. On income, MPAY currently yields 7.15% against 1.96% for TSPX.

You are not choosing between two funds in isolation.

Whichever of MPAY and TSPX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MPAYTSPX

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MPAY or TSPX?

MPAY has an expense ratio of 0.56% while TSPX charges 1.04%. MPAY is the cheaper option, by $48 a year on a $10,000 investment.

Which pays a higher dividend, MPAY or TSPX?

MPAY yields 7.15% while TSPX yields 1.96%, so MPAY currently pays the higher dividend yield.

Is TSPX better than MPAY?

MPAY has a lower expense ratio. TSPX led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.