MVRL vs VTI
ETRACS Monthly Pay 1.5x Leveraged Mortgage REIT ETN vs Vanguard Morningstar Total Stock Market ETF
Which is better, MVRL or VTI?
Trading-Leveraged Debt against Large Cap Blend.
VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MVRL | VTI |
|---|---|---|
| Expense Ratio | - | 0.03% |
| AUM | $12M | $689.2B |
| Dividend Yield | 20.32% | 1.06% |
| Holdings | - | 3,524 |
| YTD Return | -34.81% | +13.02%Best |
| 1Y Return | -29.85% | +16.63%Best |
| 3Y Return (annualized) | -5.25% | +21.97%Best |
| 5Y Return (annualized) | -15.79% | +11.99%Best |
| Volatility (annualized) | 36.7% | 15.6%Best |
| Max Drawdown | -60.3% | -25.4%Best |
| $10,000 over 5 years | $4,235 | $17,616Best |
| Fund Family | UBS AG | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Debt | Large Cap Blend |
| Inception | Jun 2, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 3, 2020 to Oct 14, 2026 (6.4 years).
MVRL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
MVRL vs VTI Performance
ETRACS Monthly Pay 1.5x Leveraged Mortgage REIT ETN (MVRL) is an ETF from UBS AG and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MVRL returned -29.85% while VTI returned +16.63%. Year to date, MVRL is down 34.81% versus a gain of 13.02% for VTI.
Over three years, MVRL compounded at -5.25% per year against +21.97% for VTI; over five years the annualized figures are -15.79% and +11.99% respectively. Across the full 6-year window we track, VTI has the edge at +16.03% annualized vs -3.47%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MVRL has been the more volatile fund, with annualized monthly volatility of 36.7% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.3% for MVRL and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
You are not choosing between two funds in isolation.
Whichever of MVRL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, MVRL or VTI?
Over the past year MVRL returned -29.85% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), MVRL annualized -3.47% vs +16.03% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MVRL or VTI?
MVRL has been the more volatile fund at 36.7% annualized versus 15.6% for VTI. Worst drawdown: MVRL -60.3% vs VTI -25.4%.
Should I hold both MVRL and VTI?
MVRL and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MVRL or VTI?
MVRL yields 20.32% while VTI yields 1.06%, so MVRL currently pays the higher dividend yield.
Is VTI better than MVRL?
VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.