NBCC vs VTI

NBCC vs VTI

Which is better, NBCC or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. NBCC led over 1Y, VTI over the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNBCCVTI
Expense Ratio0.55%0.03%Best
AUM$7M$689.2B
Dividend Yield0.69%1.06%
Holdings43,524
Volatility (annualized)20.3%16.3%Best
Max Drawdown-27.5%-19.8%Best
$10,000 over 3.4 years$10,226$14,853Best
Fund FamilyNeuberger BermanVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionApr 6, 2022May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 426 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. NBCC has data through Aug 14, 2025 and VTI through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Apr 7, 2022 to Aug 14, 2025 (3.4 years).

Risk: Volatility and Drawdowns

NBCC has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 16.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.5% for NBCC and -19.8% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NBCC charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, NBCC currently yields 0.69% against 1.06% for VTI.

You are not choosing between two funds in isolation.

Whichever of NBCC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NBCCVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NBCC or VTI?

NBCC has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.

Which is riskier, NBCC or VTI?

NBCC has been the more volatile fund at 20.3% annualized versus 16.3% for VTI. Worst drawdown: NBCC -27.5% vs VTI -19.8%.

Should I hold both NBCC and VTI?

NBCC and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NBCC or VTI?

NBCC yields 0.69% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.

Is VTI better than NBCC?

VTI has a lower expense ratio. NBCC led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.