NDOW vs VTI
Anydrus Advantage ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NDOW or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 37.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NDOW | VTI |
|---|---|---|
| Expense Ratio | 2.11% | 0.03%Best |
| AUM | $69M | $689.2B |
| Dividend Yield | 1.20% | 1.06% |
| Holdings | 169 | 3,524 |
| YTD Return | +3.27% | +13.02%Best |
| 1Y Return | +7.31% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 7.6%Best | 11.9% |
| Max Drawdown | -8.8%Best | -19.3% |
| $10,000 over 2.4 years | $11,697 | $14,932Best |
| Top 10 Weight | 37.0% | 33.5%Best |
| Fund Family | Anydrus Capital | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | May 14, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 14, 2024 to Oct 14, 2026 (2.4 years).
NDOW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
NDOW vs VTI Performance
Anydrus Advantage ETF (NDOW) is an ETF from Anydrus Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NDOW returned +7.31% while VTI returned +16.63%. Year to date, NDOW is up 3.27% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 7.6% for NDOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for NDOW and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NDOW charges 2.11% per year while VTI charges 0.03%. On a $10,000 position that is $211 vs $3 annually, a gap of $208 per year that compounds over a long holding period. On income, NDOW currently yields 1.20% against 1.06% for VTI.
Holdings Overlap
43.9% of NDOW's money is in holdings VTI also owns. 36.5% of VTI's money is in holdings NDOW also owns.
The two portfolios partly overlap.
46 positions in common, counted across the 80 positions we hold weights for in NDOW and 3,441 in VTI, against full books of 169 and 3,524.
What only one of them owns
Our book lists 1,111 positions for VTI that do not appear in our book for NDOW (61.2% of the fund), and 18 for NDOW that do not appear in VTI (39.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NDOW | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.84% | 6.88% | 3.04% |
| AAPLApple, Inc | 3.03% | 6.30% | 3.27% |
| MSFTMicrosoft Corp | 2.53% | 5.11% | 2.58% |
| AMZNAmazon.Com Inc | 1.94% | 3.41% | 1.47% |
| GOOGAlphabet Inc. C | 2.42% | 2.12% | 0.30% |
| AVGOBroadcom Inc | 1.63% | 2.38% | 0.75% |
| MUMicron Technology, Inc. | 2.01% | 1.46% | 0.55% |
| JPMJpmorgan Chase | 0.84% | 1.29% | 0.45% |
| ABBVAbbvie Inc. | 1.18% | 0.61% | 0.57% |
| JNJJohnson & Johnson - Common | 0.75% | 0.87% | 0.12% |
43.9% of NDOW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NDOW or VTI?
NDOW has an expense ratio of 2.11% while VTI charges 0.03%. VTI is the cheaper option, by $208 a year on a $10,000 investment.
Which performed better, NDOW or VTI?
Over the past year NDOW returned +7.31% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NDOW annualized +6.75% vs +18.18% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NDOW or VTI?
VTI has been the more volatile fund at 11.9% annualized versus 7.6% for NDOW. Worst drawdown: NDOW -8.8% vs VTI -19.3%.
Should I hold both NDOW and VTI?
NDOW and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NDOW and VTI?
43.9% of NDOW's money is in holdings VTI also owns. 36.5% of VTI's is in holdings NDOW also owns. They hold 46 positions in common, counted across the 80 positions we hold weights for in NDOW and 3,441 in VTI.
Which pays a higher dividend, NDOW or VTI?
NDOW yields 1.20% while VTI yields 1.06%, so NDOW currently pays the higher dividend yield.
Is VTI better than NDOW?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 37.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.