NFLT vs VTI
Virtus Newfleet Multi-Sector Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NFLT or VTI?
Diversified Sectoral Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NFLT | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $514M | $689.2B |
| Dividend Yield | 5.54% | 1.06% |
| Holdings | 1,105 | 3,524 |
| YTD Return | -0.07% | +13.02%Best |
| 1Y Return | +1.29% | +16.63%Best |
| 3Y Return (annualized) | +7.24% | +21.97%Best |
| 5Y Return (annualized) | +2.69% | +11.99%Best |
| Volatility (annualized) | 5.3%Best | 15.5% |
| Max Drawdown | -18.9%Best | -35.0% |
| $10,000 over 5 years | $11,419 | $17,616Best |
| Fund Family | Virtus Investment Partners | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Diversified Sectoral Bond | Large Cap Blend |
| Inception | Aug 10, 2015 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 11, 2015 to Oct 14, 2026 (11.2 years).
NFLT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NFLT vs VTI Performance
Virtus Newfleet Multi-Sector Bond ETF (NFLT) is an ETF from Virtus Investment Partners and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NFLT returned +1.29% while VTI returned +16.63%. Year to date, NFLT is down 0.07% versus a gain of 13.02% for VTI.
Over three years, NFLT compounded at +7.24% per year against +21.97% for VTI; over five years the annualized figures are +2.69% and +11.99% respectively. Across the full 11-year window we track, VTI has the edge at +12.65% annualized vs +1.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 5.3% for NFLT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.9% for NFLT and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NFLT charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, NFLT currently yields 5.54% against 1.06% for VTI.
Holdings Overlap
At least 0.3% of VTI's money is in holdings NFLT also owns.
Stated as a floor: for NFLT, our book for it covers 1.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 13 positions we hold weights for in NFLT and 3,441 in VTI, against full books of 1,105 and 3,524.
Top Shared Holdings
| Stock | Weight in NFLT | Weight in VTI | Difference |
|---|---|---|---|
| STXSeagate Technolo | 0.01% | 0.25% | 0.24% |
You are not choosing between two funds in isolation.
Whichever of NFLT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NFLT or VTI?
NFLT has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, NFLT or VTI?
Over the past year NFLT returned +1.29% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), NFLT annualized +1.55% vs +12.65% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NFLT or VTI?
VTI has been the more volatile fund at 15.5% annualized versus 5.3% for NFLT. Worst drawdown: NFLT -18.9% vs VTI -35.0%.
Should I hold both NFLT and VTI?
NFLT and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NFLT or VTI?
NFLT yields 5.54% while VTI yields 1.06%, so NFLT currently pays the higher dividend yield.
Is VTI better than NFLT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.