NFRA vs SCHD
Northern Trust STOXX Global Broad Infrastructure ETF vs Schwab US Dividend Equity ETF
Which is better, NFRA or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. NFRA is less concentrated, with 19.1% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NFRA | SCHD |
|---|---|---|
| Expense Ratio | 0.47% | 0.06%Best |
| AUM | $3.0B | $111.6B |
| Dividend Yield | 5.92% | 3.24% |
| Holdings | 216 | 206 |
| YTD Return | +4.94% | +24.55%Best |
| 1Y Return | +5.61% | +29.85%Best |
| 3Y Return (annualized) | +13.31% | +16.64%Best |
| 5Y Return (annualized) | +5.50% | +9.54%Best |
| Volatility (annualized) | 12.6%Best | 14.3% |
| Max Drawdown | -32.9%Best | -33.4% |
| $10,000 over 5 years | $13,070 | $15,771Best |
| Top 10 Weight | 19.1%Best | 41.6% |
| Fund Family | Northern Trust Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 8, 2013 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 9, 2013 to Oct 14, 2026 (13 years).
NFRA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
NFRA vs SCHD Performance
Northern Trust STOXX Global Broad Infrastructure ETF (NFRA) is an ETF from Northern Trust Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NFRA returned +5.61% while SCHD returned +29.85%. Year to date, NFRA is up 4.94% versus a gain of 24.55% for SCHD.
Over three years, NFRA compounded at +13.31% per year against +16.64% for SCHD; over five years the annualized figures are +5.50% and +9.54% respectively. Across the full 13-year window we track, SCHD has the edge at +10.64% annualized vs +4.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 12.6% for NFRA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.9% for NFRA and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NFRA charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, NFRA currently yields 5.92% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 72 holdings in NFRA and 98 in SCHD, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 72 positions we hold weights for in NFRA and 98 in SCHD, against full books of 216 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for NFRA (99.8% of the fund), and 21 for NFRA that do not appear in SCHD (30.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of NFRA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NFRA or SCHD?
NFRA has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, NFRA or SCHD?
Over the past year NFRA returned +5.61% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), NFRA annualized +4.99% vs +10.64% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NFRA or SCHD?
SCHD has been the more volatile fund at 14.3% annualized versus 12.6% for NFRA. Worst drawdown: NFRA -32.9% vs SCHD -33.4%.
Should I hold both NFRA and SCHD?
NFRA and SCHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NFRA or SCHD?
NFRA yields 5.92% while SCHD yields 3.24%, so NFRA currently pays the higher dividend yield.
Is SCHD better than NFRA?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. NFRA is less concentrated, with 19.1% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.