NJNK vs YFFI
Columbia US High Yield ETF vs Indexperts Yield Focused Fixed Income ETF
Which is better, NJNK or YFFI?
NJNK has been ahead.
NJNK has a lower expense ratio. NJNK led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NJNK | YFFI |
|---|---|---|
| Expense Ratio | 0.46%Best | 0.50% |
| AUM | $40M | $22M |
| Dividend Yield | 6.59% | 5.28% |
| Holdings | 934 | 164 |
| YTD Return | -0.47%Best | -2.49% |
| 1Y Return | +1.64%Best | -2.12% |
| Volatility (annualized) | 3.7%Best | 4.5% |
| Max Drawdown | -4.5%Best | -5.3% |
| $10,000 over 1.8 years | $10,800Best | $10,334 |
| Fund Family | Columbia Threadneedle Investments | Indexperts |
| Category | Fixed Income | Fixed Income |
| Style | Investment Grade Bond | Investment Grade Bond |
| Inception | Sep 5, 2024 | Dec 31, 2024 |
Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Jan 2, 2025 to Oct 14, 2026 (1.8 years).
NJNK vs YFFI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
NJNK vs YFFI Performance
Columbia US High Yield ETF (NJNK) is an ETF from Columbia Threadneedle Investments and Indexperts Yield Focused Fixed Income ETF (YFFI) is an ETF from Indexperts. Over the past year NJNK returned +1.64% while YFFI returned -2.12%. Year to date, NJNK is down 0.47% versus a loss of 2.49% for YFFI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YFFI has been the more volatile fund, with annualized monthly volatility of 4.5% compared with 3.7% for NJNK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.5% for NJNK and -5.3% for YFFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NJNK charges 0.46% per year while YFFI charges 0.50%. On a $10,000 position that is $46 vs $50 annually, a gap of $4 per year that compounds over a long holding period. On income, NJNK currently yields 6.59% against 5.28% for YFFI.
Holdings Overlap
We hold position weights for 358 holdings in NJNK and 73 in YFFI, totalling 74.6% and 92.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 358 positions we hold weights for in NJNK and 73 in YFFI, against full books of 934 and 164.
You are not choosing between two funds in isolation.
Whichever of NJNK and YFFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NJNK or YFFI?
NJNK has an expense ratio of 0.46% while YFFI charges 0.50%. NJNK is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, NJNK or YFFI?
Over the past year NJNK returned +1.64% vs -2.12% for YFFI, so NJNK leads on 1-year performance. Over the longest common window we track (2 years), NJNK annualized +4.37% vs +1.84% for YFFI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NJNK or YFFI?
YFFI has been the more volatile fund at 4.5% annualized versus 3.7% for NJNK. Worst drawdown: NJNK -4.5% vs YFFI -5.3%.
Should I hold both NJNK and YFFI?
NJNK and YFFI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NJNK or YFFI?
NJNK yields 6.59% while YFFI yields 5.28%, so NJNK currently pays the higher dividend yield.
Is YFFI better than NJNK?
NJNK has a lower expense ratio. NJNK led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.