NJUL vs QTJA

NJUL vs QTJA

Which is better, NJUL or QTJA?

Each has led over a different period.

NJUL led over the full window, QTJA over 1Y and 3Y.

Lower Fees: TiedHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNJULQTJA
Expense Ratio0.79%Tie0.79%Tie
AUM$274M$25M
Dividend Yield0.00%0.00%
Holdings1815
YTD Return+7.57%+15.68%Best
1Y Return+10.18%+19.36%Best
3Y Return (annualized)+14.72%+18.18%Best
5Y Return (annualized)+10.70%-
Volatility (annualized)10.3%Best16.9%
Max Drawdown-14.4%Best-36.1%
$10,000 over 4.8 years$16,198Best$13,366
Fund FamilyInnovator ETFs TrustInnovator ETFs Trust
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJun 30, 2020Dec 31, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Jan 3, 2022 to Oct 14, 2026 (4.8 years).

NJUL vs QTJA growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.

Compare NJUL against instead:NJUL vs SPYNJUL vs QQQNJUL vs VOONJUL vs VTIQTJA against:QTJA vs VXUS

NJUL vs QTJA Performance

Innovator Growth-100 Power Buffer ETF - July (NJUL) is an ETF from Innovator ETFs Trust and Innovator Growth Accelerated Plus ETF - January (QTJA) is an ETF from Innovator ETFs Trust. Over the past year NJUL returned +10.18% while QTJA returned +19.36%. Year to date, NJUL is up 7.57% versus a gain of 15.68% for QTJA.

Over three years, NJUL compounded at +14.72% per year against +18.18% for QTJA.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QTJA has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 10.3% for NJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.4% for NJUL and -36.1% for QTJA. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

NJUL charges 0.79% per year while QTJA charges 0.79%. On a $10,000 position that is $79 vs $79 annually. On income, NJUL currently yields 0.00% against 0.00% for QTJA.

You are not choosing between two funds in isolation.

Whichever of NJUL and QTJA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NJULQTJA

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Frequently Asked Questions

Which is cheaper, NJUL or QTJA?

NJUL has an expense ratio of 0.79% while QTJA charges 0.79%. At the precision these are quoted to, they cost the same.

Which performed better, NJUL or QTJA?

Over the past year NJUL returned +10.18% vs +19.36% for QTJA, so QTJA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NJUL or QTJA?

QTJA has been the more volatile fund at 16.9% annualized versus 10.3% for NJUL. Worst drawdown: NJUL -14.4% vs QTJA -36.1%.

Should I hold both NJUL and QTJA?

NJUL and QTJA have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, NJUL or QTJA?

NJUL yields 0.00% while QTJA yields 0.00%, so QTJA currently pays the higher dividend yield.

Is QTJA better than NJUL?

NJUL led over the full window, QTJA over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.