NJUL vs XDQQ

NJUL vs XDQQ

Which is better, NJUL or XDQQ?

Each has led over a different period.

NJUL led over 1Y, 5Y and the full window, XDQQ over 3Y. The two have moved almost in lockstep, correlation 0.91.

Lower Fees: TiedHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNJULXDQQ
Expense Ratio0.79%Tie0.79%Tie
AUM$274M$69M
Dividend Yield0.00%0.00%
Holdings1810
YTD Return+7.57%Best+3.08%
1Y Return+10.18%Best+7.69%
3Y Return (annualized)+14.72%+17.76%Best
5Y Return (annualized)+10.70%Best+6.99%
Volatility (annualized)9.8%Best17.1%
Max Drawdown-14.4%Best-35.6%
$10,000 over 5 years$16,624Best$14,019
Fund FamilyInnovator ETFs TrustInnovator ETFs Trust
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJun 30, 2020Mar 31, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Oct 14, 2026 (5.5 years).

NJUL vs XDQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.

Compare NJUL against instead:NJUL vs SPYNJUL vs QQQNJUL vs VOONJUL vs VTIXDQQ against:XDQQ vs VXUS

NJUL vs XDQQ Performance

Innovator Growth-100 Power Buffer ETF - July (NJUL) is an ETF from Innovator ETFs Trust and Innovator Growth-100 Accelerated ETF - Quarterly (XDQQ) is an ETF from Innovator ETFs Trust. Over the past year NJUL returned +10.18% while XDQQ returned +7.69%. Year to date, NJUL is up 7.57% versus a gain of 3.08% for XDQQ.

Over three years, NJUL compounded at +14.72% per year against +17.76% for XDQQ; over five years the annualized figures are +10.70% and +6.99% respectively. Across the full 6-year window we track, NJUL has the edge at +10.18% annualized vs +8.45%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XDQQ has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 9.8% for NJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.4% for NJUL and -35.6% for XDQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

NJUL charges 0.79% per year while XDQQ charges 0.79%. On a $10,000 position that is $79 vs $79 annually. On income, NJUL currently yields 0.00% against 0.00% for XDQQ.

You are not choosing between two funds in isolation.

Whichever of NJUL and XDQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

NJULXDQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NJUL or XDQQ?

NJUL has an expense ratio of 0.79% while XDQQ charges 0.79%. At the precision these are quoted to, they cost the same.

Which performed better, NJUL or XDQQ?

Over the past year NJUL returned +10.18% vs +7.69% for XDQQ, so NJUL leads on 1-year performance. Over the longest common window we track (6 years), NJUL annualized +10.18% vs +8.45% for XDQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, NJUL or XDQQ?

XDQQ has been the more volatile fund at 17.1% annualized versus 9.8% for NJUL. Worst drawdown: NJUL -14.4% vs XDQQ -35.6%.

Should I hold both NJUL and XDQQ?

NJUL and XDQQ have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, NJUL or XDQQ?

NJUL yields 0.00% while XDQQ yields 0.00%, so XDQQ currently pays the higher dividend yield.

Is XDQQ better than NJUL?

NJUL led over 1Y, 5Y and the full window, XDQQ over 3Y. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.