NSIV vs VTI
North Square Disciplined Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NSIV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. NSIV is less concentrated, with 30.2% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSIV | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $73M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 58 | 3,524 |
| YTD Return | +2.73% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 30.2%Best | 33.5% |
| Fund Family | North Square Investments, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jul 9, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
NSIV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NSIV vs VTI Performance
North Square Disciplined Value ETF (NSIV) is an ETF from North Square Investments, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, NSIV is up 2.73% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
NSIV charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, NSIV currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
88.5% of NSIV's money is in holdings VTI also owns. 32.3% of VTI's money is in holdings NSIV also owns.
Most of NSIV is already inside VTI. Owning both mostly buys the same companies twice.
48 positions in common, counted across the 53 positions we hold weights for in NSIV and 3,441 in VTI, against full books of 58 and 3,524.
What only one of them owns
Our book lists 1,108 positions for VTI that do not appear in our book for NSIV (65.2% of the fund), and 4 for NSIV that do not appear in VTI (7.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NSIV | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 2.42% | 6.30% | 3.88% |
| MSFTMicrosoft Corp | 3.20% | 5.11% | 1.91% |
| NVDANvidia Corp | 1.36% | 6.88% | 5.52% |
| AMZNAmazon.Com Inc | 3.28% | 3.41% | 0.13% |
| GOOGAlphabet Inc. C | 2.48% | 2.12% | 0.36% |
| VZVerizon Communic | 3.64% | 0.25% | 3.39% |
| JPMJpmorgan Chase | 2.54% | 1.29% | 1.25% |
| USBUS Bancorp | 3.30% | 0.13% | 3.17% |
| ABBVAbbvie Inc. | 2.68% | 0.61% | 2.07% |
| PFEPfizer Inc | 2.90% | 0.22% | 2.68% |
88.5% of NSIV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSIV or VTI?
NSIV has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
What is the holdings overlap between NSIV and VTI?
88.5% of NSIV's money is in holdings VTI also owns. 32.3% of VTI's is in holdings NSIV also owns. They hold 48 positions in common, counted across the 53 positions we hold weights for in NSIV and 3,441 in VTI.
Which pays a higher dividend, NSIV or VTI?
NSIV yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than NSIV?
VTI has a lower expense ratio. NSIV is less concentrated, with 30.2% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.