NUDM vs VTI
Nuveen ESG International Developed Markets Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NUDM or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. NUDM is less concentrated, with 23.4% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NUDM | VTI |
|---|---|---|
| Expense Ratio | 0.27% | 0.03%Best |
| AUM | $869M | $689.2B |
| Dividend Yield | 5.02% | 1.06% |
| Holdings | 188 | 3,524 |
| YTD Return | +6.62% | +13.02%Best |
| 1Y Return | +10.96% | +16.63%Best |
| 3Y Return (annualized) | +18.10% | +21.97%Best |
| 5Y Return (annualized) | +8.36% | +11.99%Best |
| Volatility (annualized) | 15.9%Best | 16.3% |
| Max Drawdown | -32.0%Best | -35.0% |
| $10,000 over 5 years | $14,940 | $17,616Best |
| Top 10 Weight | 23.4%Best | 33.5% |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 6, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 7, 2017 to Oct 14, 2026 (9.4 years).
NUDM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.4 years both funds cover.
NUDM vs VTI Performance
Nuveen ESG International Developed Markets Equity ETF (NUDM) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NUDM returned +10.96% while VTI returned +16.63%. Year to date, NUDM is up 6.62% versus a gain of 13.02% for VTI.
Over three years, NUDM compounded at +18.10% per year against +21.97% for VTI; over five years the annualized figures are +8.36% and +11.99% respectively. Across the full 9-year window we track, VTI has the edge at +13.47% annualized vs +8.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.9% for NUDM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.0% for NUDM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NUDM charges 0.27% per year while VTI charges 0.03%. On a $10,000 position that is $27 vs $3 annually, a gap of $24 per year that compounds over a long holding period. On income, NUDM currently yields 5.02% against 1.06% for VTI.
Holdings Overlap
0.3% of NUDM's money is in holdings VTI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 155 positions we hold weights for in NUDM and 3,441 in VTI, against full books of 188 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for NUDM (97.6% of the fund), and 3 for NUDM that do not appear in VTI (2.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NUDM | Weight in VTI | Difference |
|---|---|---|---|
| SIG:LNSignet Jewelers Limited Common Shares | 0.30% | 0.00% | 0.30% |
You are not choosing between two funds in isolation.
Whichever of NUDM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NUDM or VTI?
NUDM has an expense ratio of 0.27% while VTI charges 0.03%. VTI is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, NUDM or VTI?
Over the past year NUDM returned +10.96% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), NUDM annualized +8.02% vs +13.47% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NUDM or VTI?
VTI has been the more volatile fund at 16.3% annualized versus 15.9% for NUDM. Worst drawdown: NUDM -32.0% vs VTI -35.0%.
Should I hold both NUDM and VTI?
NUDM and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NUDM or VTI?
NUDM yields 5.02% while VTI yields 1.06%, so NUDM currently pays the higher dividend yield.
Is VTI better than NUDM?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. NUDM is less concentrated, with 23.4% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.