NXTI vs VTI
Simplify Next Intangible Core Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NXTI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 35.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NXTI | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $16M | $689.2B |
| Dividend Yield | 0.68% | 1.06% |
| Holdings | 201 | 3,524 |
| YTD Return | +12.14% | +13.02%Best |
| 1Y Return | +12.42% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 13.5% | 11.8%Best |
| Max Drawdown | -19.6% | -19.3%Best |
| $10,000 over 2.5 years | $15,109 | $15,611Best |
| Top 10 Weight | 35.1% | 33.5%Best |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 15, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 16, 2024 to Oct 14, 2026 (2.5 years).
NXTI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
NXTI vs VTI Performance
Simplify Next Intangible Core Index ETF (NXTI) is an ETF from Simplify Exchange Traded Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NXTI returned +12.42% while VTI returned +16.63%. Year to date, NXTI is up 12.14% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NXTI has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for NXTI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NXTI charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, NXTI currently yields 0.68% against 1.06% for VTI.
Holdings Overlap
98.7% of NXTI's money is in holdings VTI also owns. 23.5% of VTI's money is in holdings NXTI also owns.
Most of NXTI is already inside VTI. Owning both mostly buys the same companies twice.
199 positions in common, counted across the 200 positions we hold weights for in NXTI and 3,441 in VTI, against full books of 201 and 3,524.
What only one of them owns
Our book lists 959 positions for VTI that do not appear in our book for NXTI (74.2% of the fund), and 1 for NXTI that do not appear in VTI (0.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NXTI | Weight in VTI | Difference |
|---|---|---|---|
| PLTRPalantir Technologies Inc | 5.22% | 0.55% | 4.67% |
| JNJJohnson & Johnson - Common | 4.66% | 0.87% | 3.79% |
| CSCOCisco Systems Inc. - Ordinary Shares | 4.93% | 0.53% | 4.40% |
| WMTWalmart, Inc. | 4.39% | 0.62% | 3.77% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 3.18% | 1.23% | 1.95% |
| DELLDell Technologies Inc | 3.79% | 0.18% | 3.61% |
| CRWDCrowdstrike Holdings Inc | 2.76% | 0.30% | 2.46% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 1.87% | 0.90% | 0.97% |
| MAMastercard Inc | 1.97% | 0.63% | 1.34% |
| IBMInternational Business Machines Corp. | 2.12% | 0.30% | 1.82% |
98.7% of NXTI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NXTI or VTI?
NXTI has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, NXTI or VTI?
Over the past year NXTI returned +12.42% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NXTI or VTI?
NXTI has been the more volatile fund at 13.5% annualized versus 11.8% for VTI. Worst drawdown: NXTI -19.6% vs VTI -19.3%.
Should I hold both NXTI and VTI?
NXTI and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NXTI and VTI?
98.7% of NXTI's money is in holdings VTI also owns. 23.5% of VTI's is in holdings NXTI also owns. They hold 199 positions in common, counted across the 200 positions we hold weights for in NXTI and 3,441 in VTI.
Which pays a higher dividend, NXTI or VTI?
NXTI yields 0.68% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than NXTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 35.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.