OAIM vs VTI
OneAscent International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OAIM or VTI?
Each has led over a different period.
VTI has a lower expense ratio. OAIM led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OAIM | VTI |
|---|---|---|
| Expense Ratio | 0.89% | 0.03%Best |
| AUM | $389M | $689.2B |
| Dividend Yield | 0.85% | 1.06% |
| Holdings | 104 | 3,524 |
| YTD Return | +11.29% | +13.02%Best |
| 1Y Return | +18.09%Best | +16.63% |
| 3Y Return (annualized) | +19.96% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 13.7% | 13.5%Best |
| Max Drawdown | -14.7%Best | -19.3% |
| $10,000 over 4.1 years | $20,008 | $20,624Best |
| Fund Family | OneAscent Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 14, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Sep 16, 2022 to Oct 14, 2026 (4.1 years).
OAIM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
OAIM vs VTI Performance
OneAscent International Equity ETF (OAIM) is an ETF from OneAscent Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OAIM returned +18.09% while VTI returned +16.63%. Year to date, OAIM is up 11.29% versus a gain of 13.02% for VTI.
Over three years, OAIM compounded at +19.96% per year against +21.97% for VTI. Across the full 4-year window we track, VTI has the edge at +19.31% annualized vs +18.43%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OAIM has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for OAIM and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OAIM charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, OAIM currently yields 0.85% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 48 holdings in OAIM and 3,441 in VTI, totalling 94.9% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 48 positions we hold weights for in OAIM and 3,441 in VTI, against full books of 104 and 3,524.
You are not choosing between two funds in isolation.
Whichever of OAIM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OAIM or VTI?
OAIM has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option, by $86 a year on a $10,000 investment.
Which performed better, OAIM or VTI?
Over the past year OAIM returned +18.09% vs +16.63% for VTI, so OAIM leads on 1-year performance. Over the longest common window we track (4 years), OAIM annualized +18.43% vs +19.31% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OAIM or VTI?
OAIM has been the more volatile fund at 13.7% annualized versus 13.5% for VTI. Worst drawdown: OAIM -14.7% vs VTI -19.3%.
Should I hold both OAIM and VTI?
OAIM and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OAIM or VTI?
OAIM yields 0.85% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than OAIM?
VTI has a lower expense ratio. OAIM led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.