OCFS vs SCHD
Otter Creek Focus Strategy ETF vs Schwab US Dividend Equity ETF
Which is better, OCFS or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. OCFS led over the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OCFS | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $6M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 32 | 206 |
| Volatility (annualized) | 15.5% | 12.8%Best |
| Max Drawdown | -24.6% | -16.1%Best |
| $10,000 over 1.4 years | $11,385Best | $10,638 |
| Fund Family | Otter Creek Advisors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | May 17, 2024 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 350 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. OCFS has data through Oct 29, 2025 and SCHD through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 20, 2024 to Oct 29, 2025 (1.4 years).
Risk: Volatility and Drawdowns
OCFS has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.6% for OCFS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OCFS charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, OCFS currently yields 0.00% against 3.24% for SCHD.
You are not choosing between two funds in isolation.
Whichever of OCFS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OCFS or SCHD?
OCFS has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which is riskier, OCFS or SCHD?
OCFS has been the more volatile fund at 15.5% annualized versus 12.8% for SCHD. Worst drawdown: OCFS -24.6% vs SCHD -16.1%.
Should I hold both OCFS and SCHD?
OCFS and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OCFS or SCHD?
OCFS yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OCFS?
SCHD has a lower expense ratio. OCFS led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.