ONEZ vs SCHD
TrueShares Seasonality Laddered Buffered ETF vs Schwab US Dividend Equity ETF
Which is better, ONEZ or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 76.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ONEZ | SCHD |
|---|---|---|
| Expense Ratio | 0.96% | 0.06%Best |
| AUM | $356M | $111.6B |
| Dividend Yield | 3.63% | 3.24% |
| Holdings | 32 | 206 |
| YTD Return | +7.97% | +24.55%Best |
| 1Y Return | +6.09% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Volatility (annualized) | 9.4%Best | 14.1% |
| Max Drawdown | -13.2%Best | -14.0% |
| $10,000 over 1.7 years | $11,314 | $12,598Best |
| Top 10 Weight | 76.7% | 41.6%Best |
| Fund Family | TrueShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Jan 27, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 27, 2025 to Oct 14, 2026 (1.7 years).
ONEZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
ONEZ vs SCHD Performance
TrueShares Seasonality Laddered Buffered ETF (ONEZ) is an ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ONEZ returned +6.09% while SCHD returned +29.85%. Year to date, ONEZ is up 7.97% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 9.4% for ONEZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.2% for ONEZ and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
ONEZ charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, ONEZ currently yields 3.63% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 16 holdings in ONEZ and 98 in SCHD, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 16 positions we hold weights for in ONEZ and 98 in SCHD, against full books of 32 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for ONEZ (99.8% of the fund), and 16 for ONEZ that do not appear in SCHD (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ONEZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ONEZ or SCHD?
ONEZ has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option, by $90 a year on a $10,000 investment.
Which performed better, ONEZ or SCHD?
Over the past year ONEZ returned +6.09% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), ONEZ annualized +7.53% vs +14.55% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ONEZ or SCHD?
SCHD has been the more volatile fund at 14.1% annualized versus 9.4% for ONEZ. Worst drawdown: ONEZ -13.2% vs SCHD -14.0%.
Should I hold both ONEZ and SCHD?
ONEZ and SCHD have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ONEZ or SCHD?
ONEZ yields 3.63% while SCHD yields 3.24%, so ONEZ currently pays the higher dividend yield.
Is SCHD better than ONEZ?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 76.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.