OPTZ vs VYM
Optimize Strategy Index ETF vs Vanguard High Dividend Yield ETF
Which is better, OPTZ or VYM?
OPTZ has been ahead.
VYM has a lower expense ratio. OPTZ led over 1Y and the full window. OPTZ is less concentrated, with 13.3% of the fund in its ten largest positions against 25.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OPTZ | VYM |
|---|---|---|
| Expense Ratio | 0.25% | 0.04%Best |
| AUM | $267M | $78.9B |
| Dividend Yield | 0.47% | 2.37% |
| Holdings | 339 | 608 |
| YTD Return | +21.82%Best | +11.83% |
| 1Y Return | +27.14%Best | +15.96% |
| 3Y Return (annualized) | - | +18.60% |
| 5Y Return (annualized) | - | +11.51% |
| Volatility (annualized) | 18.9% | 10.4%Best |
| Max Drawdown | -25.5% | -14.5%Best |
| $10,000 over 2.5 years | $17,764Best | $14,499 |
| Top 10 Weight | 13.3%Best | 25.8% |
| Fund Family | Optimize Financial | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Apr 23, 2024 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 23, 2024 to Oct 14, 2026 (2.5 years).
OPTZ vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
OPTZ vs VYM Performance
Optimize Strategy Index ETF (OPTZ) is an ETF from Optimize Financial and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year OPTZ returned +27.14% while VYM returned +15.96%. Year to date, OPTZ is up 21.82% versus a gain of 11.83% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OPTZ has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 10.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.5% for OPTZ and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OPTZ charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, OPTZ currently yields 0.47% against 2.37% for VYM.
Holdings Overlap
24.3% of OPTZ's money is in holdings VYM also owns. 35.3% of VYM's money is in holdings OPTZ also owns.
The two portfolios partly overlap.
111 positions in common, counted across the 392 positions we hold weights for in OPTZ and 602 in VYM, against full books of 339 and 608.
What only one of them owns
Our book lists 463 positions for VYM that do not appear in our book for OPTZ (62.6% of the fund), and 274 for OPTZ that do not appear in VYM (73.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OPTZ | Weight in VYM | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 0.22% | 3.83% | 3.61% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 0.29% | 2.70% | 2.41% |
| TXNTexas Instrument Inc | 1.21% | 0.96% | 0.25% |
| ABBVAbbvie Inc. | 0.18% | 1.83% | 1.65% |
| ADIAnalog Devices, Inc. | 1.24% | 0.71% | 0.53% |
| CVXChevron Corp | 0.28% | 1.54% | 1.26% |
| DELLDell Technologies Inc | 1.14% | 0.55% | 0.59% |
| CATCaterpillar, Inc. | 0.12% | 1.46% | 1.34% |
| UNHUnitedhealth Group Incorporated | 0.16% | 1.42% | 1.26% |
| NXPINxp Semiconductors Nv Sedol B505Pn7 | 1.16% | 0.23% | 0.93% |
35.3% of VYM is already inside OPTZ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OPTZ or VYM?
OPTZ has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, OPTZ or VYM?
Over the past year OPTZ returned +27.14% vs +15.96% for VYM, so OPTZ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OPTZ or VYM?
OPTZ has been the more volatile fund at 18.9% annualized versus 10.4% for VYM. Worst drawdown: OPTZ -25.5% vs VYM -14.5%.
Should I hold both OPTZ and VYM?
OPTZ and VYM have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OPTZ and VYM?
35.3% of VYM's money is in holdings OPTZ also owns. 35.3% of VYM's is in holdings OPTZ also owns. They hold 111 positions in common, counted across the 392 positions we hold weights for in OPTZ and 602 in VYM.
Which pays a higher dividend, OPTZ or VYM?
OPTZ yields 0.47% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than OPTZ?
VYM has a lower expense ratio. OPTZ led over 1Y and the full window. OPTZ is less concentrated, with 13.3% of the fund in its ten largest positions against 25.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.