PBEU vs SCHD
Portfolio Building Block European Banks Index ETF vs Schwab US Dividend Equity ETF
Which is better, PBEU or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 60.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBEU | SCHD |
|---|---|---|
| Expense Ratio | 0.13% | 0.06%Best |
| AUM | $429M | $111.6B |
| Dividend Yield | 0.01% | 3.24% |
| Holdings | 55 | 206 |
| YTD Return | +10.17% | +24.55%Best |
| 1Y Return | +25.08% | +29.85%Best |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Top 10 Weight | 60.4% | 41.6%Best |
| Fund Family | Portfolio Building Block ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 24, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PBEU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBEU vs SCHD Performance
Portfolio Building Block European Banks Index ETF (PBEU) is an ETF from Portfolio Building Block ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PBEU returned +25.08% while SCHD returned +29.85%. Year to date, PBEU is up 10.17% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PBEU charges 0.13% per year while SCHD charges 0.06%. On a $10,000 position that is $13 vs $6 annually, a gap of $7 per year that compounds over a long holding period. On income, PBEU currently yields 0.01% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 54 holdings in PBEU and 98 in SCHD, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 54 positions we hold weights for in PBEU and 98 in SCHD, against full books of 55 and 206.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for PBEU (99.8% of the fund), and 2 for PBEU that do not appear in SCHD (9.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PBEU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBEU or SCHD?
PBEU has an expense ratio of 0.13% while SCHD charges 0.06%. SCHD is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, PBEU or SCHD?
Over the past year PBEU returned +25.08% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, PBEU or SCHD?
PBEU yields 0.01% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PBEU?
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 60.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.