PBL vs PSCQ
PGIM Portfolio Ballast ETF vs Pacer Swan SOS Conservative October ETF
Which is better, PBL or PSCQ?
Each has led over a different period.
PBL has a lower expense ratio. PBL led over 3Y, PSCQ over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBL | PSCQ |
|---|---|---|
| Expense Ratio | 0.45%Best | 0.49% |
| AUM | $72M | $48M |
| Dividend Yield | 2.04% | 0.00% |
| Holdings | 22 | 12 |
| YTD Return | +8.75% | +9.63%Best |
| 1Y Return | +8.96% | +12.00%Best |
| 3Y Return (annualized) | +14.04%Best | +12.33% |
| 5Y Return (annualized) | - | +9.34% |
| Volatility (annualized) | 8.9% | 5.8%Best |
| Max Drawdown | -11.8% | -9.9%Best |
| $10,000 over 3.8 years | $15,268 | $15,799Best |
| Fund Family | PGIM Investments | Pacer ETFs |
| Category | Allocation/Balanced | Allocation/Balanced |
| Style | Debt-oriented balanced | Debt-oriented balanced |
| Inception | Dec 12, 2022 | Sep 30, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 14, 2022 to Oct 14, 2026 (3.8 years).
PBL vs PSCQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
PBL vs PSCQ Performance
PGIM Portfolio Ballast ETF (PBL) is an ETF from PGIM Investments and Pacer Swan SOS Conservative October ETF (PSCQ) is an ETF from Pacer ETFs. Over the past year PBL returned +8.96% while PSCQ returned +12.00%. Year to date, PBL is up 8.75% versus a gain of 9.63% for PSCQ.
Over three years, PBL compounded at +14.04% per year against +12.33% for PSCQ. Across the full 4-year window we track, PSCQ has the edge at +12.79% annualized vs +11.78%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PBL has been the more volatile fund, with annualized monthly volatility of 8.9% compared with 5.8% for PSCQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.8% for PBL and -9.9% for PSCQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PBL charges 0.45% per year while PSCQ charges 0.49%. On a $10,000 position that is $45 vs $49 annually, a gap of $4 per year that compounds over a long holding period. On income, PBL currently yields 2.04% against 0.00% for PSCQ.
Holdings Overlap
We hold position weights for 6 holdings in PBL and 1 in PSCQ, totalling 61.5% and 0.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in PBL and 1 in PSCQ, against full books of 22 and 12.
You are not choosing between two funds in isolation.
Whichever of PBL and PSCQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBL or PSCQ?
PBL has an expense ratio of 0.45% while PSCQ charges 0.49%. PBL is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, PBL or PSCQ?
Over the past year PBL returned +8.96% vs +12.00% for PSCQ, so PSCQ leads on 1-year performance. Over the longest common window we track (4 years), PBL annualized +11.78% vs +12.79% for PSCQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PBL or PSCQ?
PBL has been the more volatile fund at 8.9% annualized versus 5.8% for PSCQ. Worst drawdown: PBL -11.8% vs PSCQ -9.9%.
Should I hold both PBL and PSCQ?
PBL and PSCQ have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PBL or PSCQ?
PBL yields 2.04% while PSCQ yields 0.00%, so PBL currently pays the higher dividend yield.
Is PSCQ better than PBL?
PBL has a lower expense ratio. PBL led over 3Y, PSCQ over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.