PBMR vs XTJL
PGIM S&P 500 Buffer 20 ETF - March vs Innovator US Equity Accelerated Plus ETF - July
Which is better, PBMR or XTJL?
XTJL has been ahead.
PBMR has a lower expense ratio. XTJL led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBMR | XTJL |
|---|---|---|
| Expense Ratio | 0.50%Best | 0.79% |
| AUM | $38M | $17M |
| Dividend Yield | 0.00% | 0.00% |
| Holdings | 8 | 21 |
| YTD Return | +7.97% | +9.63%Best |
| 1Y Return | +10.57% | +13.15%Best |
| 3Y Return (annualized) | - | +16.02% |
| 5Y Return (annualized) | - | +9.94% |
| Volatility (annualized) | 4.4%Best | 6.5% |
| Max Drawdown | -7.6%Best | -16.7% |
| $10,000 over 2.6 years | $13,065 | $13,915Best |
| Fund Family | PGIM Investments | Innovator ETFs Trust |
| Category | Alternative | Alternative |
| Style | Multi Alternative | Multi Alternative |
| Inception | Feb 29, 2024 | Jun 30, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 1, 2024 to Oct 14, 2026 (2.6 years).
PBMR vs XTJL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
PBMR vs XTJL Performance
PGIM S&P 500 Buffer 20 ETF - March (PBMR) is an ETF from PGIM Investments and Innovator US Equity Accelerated Plus ETF - July (XTJL) is an ETF from Innovator ETFs Trust. Over the past year PBMR returned +10.57% while XTJL returned +13.15%. Year to date, PBMR is up 7.97% versus a gain of 9.63% for XTJL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XTJL has been the more volatile fund, with annualized monthly volatility of 6.5% compared with 4.4% for PBMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.6% for PBMR and -16.7% for XTJL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PBMR charges 0.50% per year while XTJL charges 0.79%. On a $10,000 position that is $50 vs $79 annually, a gap of $29 per year that compounds over a long holding period. On income, PBMR currently yields 0.00% against 0.00% for XTJL.
You are not choosing between two funds in isolation.
Whichever of PBMR and XTJL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBMR or XTJL?
PBMR has an expense ratio of 0.50% while XTJL charges 0.79%. PBMR is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, PBMR or XTJL?
Over the past year PBMR returned +10.57% vs +13.15% for XTJL, so XTJL leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PBMR or XTJL?
XTJL has been the more volatile fund at 6.5% annualized versus 4.4% for PBMR. Worst drawdown: PBMR -7.6% vs XTJL -16.7%.
Should I hold both PBMR and XTJL?
PBMR and XTJL have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PBMR or XTJL?
PBMR yields 0.00% while XTJL yields 0.00%, so XTJL currently pays the higher dividend yield.
Is XTJL better than PBMR?
PBMR has a lower expense ratio. XTJL led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.