PFFR vs SCHD
InfraCap REIT Preferred ETF vs Schwab US Dividend Equity ETF
Which is better, PFFR or SCHD?
Long Term Mid Quality against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PFFR is less concentrated, with 25.6% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PFFR | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $114M | $111.6B |
| Dividend Yield | 8.70% | 3.24% |
| Holdings | 112 | 206 |
| YTD Return | -4.01% | +24.55%Best |
| 1Y Return | -4.32% | +29.85%Best |
| 3Y Return (annualized) | +7.14% | +16.64%Best |
| 5Y Return (annualized) | -0.33% | +9.54%Best |
| Volatility (annualized) | 15.3%Best | 15.6% |
| Max Drawdown | -54.2% | -33.4%Best |
| $10,000 over 5 years | $9,836 | $15,771Best |
| Top 10 Weight | 25.6%Best | 41.6% |
| Fund Family | Virtus Investment Partners | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Value |
| Inception | Feb 7, 2017 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Feb 8, 2017 to Oct 14, 2026 (9.7 years).
PFFR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.7 years both funds cover.
PFFR vs SCHD Performance
InfraCap REIT Preferred ETF (PFFR) is an ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PFFR returned -4.32% while SCHD returned +29.85%. Year to date, PFFR is down 4.01% versus a gain of 24.55% for SCHD.
Over three years, PFFR compounded at +7.14% per year against +16.64% for SCHD; over five years the annualized figures are -0.33% and +9.54% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs -0.08%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for PFFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.2% for PFFR and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PFFR charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, PFFR currently yields 8.70% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 108 holdings in PFFR and 98 in SCHD, totalling 98.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 108 positions we hold weights for in PFFR and 98 in SCHD, against full books of 112 and 206.
What only one of them owns
Measured across the 108 and 98 positions we hold weights for.
SCHD holds 97 positions PFFR does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of PFFR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PFFR or SCHD?
PFFR has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, PFFR or SCHD?
Over the past year PFFR returned -4.32% vs +29.85% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), PFFR annualized -0.08% vs +11.39% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PFFR or SCHD?
SCHD has been the more volatile fund at 15.6% annualized versus 15.3% for PFFR. Worst drawdown: PFFR -54.2% vs SCHD -33.4%.
Should I hold both PFFR and SCHD?
PFFR and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PFFR or SCHD?
PFFR yields 8.70% while SCHD yields 3.24%, so PFFR currently pays the higher dividend yield.
Is SCHD better than PFFR?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PFFR is less concentrated, with 25.6% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.