PINC vs QQQ
PGIM Securitized Income ETF vs Invesco QQQ Trust, Series 1
Which is better, PINC or QQQ?
Each has led over a different period.
QQQ has a lower expense ratio. PINC led over 1Y and 3Y, QQQ over 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PINC | QQQ |
|---|---|---|
| Expense Ratio | 0.39% | 0.18%Best |
| AUM | $26M | $506.1B |
| Dividend Yield | 1.64% | 0.42% |
| Holdings | 173 | 321 |
| YTD Return | -2.15% | +19.30%Best |
| 1Y Return | +75.39%Best | +22.47% |
| 3Y Return (annualized) | +38.36%Best | +26.18% |
| 5Y Return (annualized) | +7.28% | +15.42%Best |
| Volatility (annualized) | 32.7% | 17.9%Best |
| Max Drawdown | -56.7% | -35.1%Best |
| $10,000 over 5 years | $14,210 | $20,484Best |
| Fund Family | PGIM Investments | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Jun 1, 2026 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2013 to Oct 14, 2026 (13 years).
PINC vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
PINC vs QQQ Performance
PGIM Securitized Income ETF (PINC) is an ETF from PGIM Investments and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year PINC returned +75.39% while QQQ returned +22.47%. Year to date, PINC is down 2.15% versus a gain of 19.30% for QQQ.
Over three years, PINC compounded at +38.36% per year against +26.18% for QQQ; over five years the annualized figures are +7.28% and +15.42% respectively. Across the full 13-year window we track, QQQ has the edge at +18.85% annualized vs +4.96%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PINC has been the more volatile fund, with annualized monthly volatility of 32.7% compared with 17.9% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.7% for PINC and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.13. They move largely independently of each other.
Fees and Cost Over Time
PINC charges 0.39% per year while QQQ charges 0.18%. On a $10,000 position that is $39 vs $18 annually, a gap of $21 per year that compounds over a long holding period. On income, PINC currently yields 1.64% against 0.42% for QQQ.
Holdings Overlap
We hold position weights for 7 holdings in PINC and 101 in QQQ, totalling 7.0% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in PINC and 101 in QQQ, against full books of 173 and 321.
You are not choosing between two funds in isolation.
Whichever of PINC and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PINC or QQQ?
PINC has an expense ratio of 0.39% while QQQ charges 0.18%. QQQ is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, PINC or QQQ?
Over the past year PINC returned +75.39% vs +22.47% for QQQ, so PINC leads on 1-year performance. Over the longest common window we track (13 years), PINC annualized +4.96% vs +18.85% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PINC or QQQ?
PINC has been the more volatile fund at 32.7% annualized versus 17.9% for QQQ. Worst drawdown: PINC -56.7% vs QQQ -35.1%.
Should I hold both PINC and QQQ?
PINC and QQQ have a monthly-return correlation of 0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PINC or QQQ?
PINC yields 1.64% while QQQ yields 0.42%, so PINC currently pays the higher dividend yield.
Is QQQ better than PINC?
QQQ has a lower expense ratio. PINC led over 1Y and 3Y, QQQ over 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.