PJIN vs RFDI

PJIN vs RFDI

Which is better, PJIN or RFDI?

PJIN costs less.

PJIN has a lower expense ratio. RFDI is less concentrated, with 22.7% of the fund in its ten largest positions against 25.7%.

Lower Fees: PJINLess Concentrated: RFDI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPJINRFDI
Expense Ratio0.23%Best0.83%
AUM$5M$168M
Dividend Yield0.00%3.08%
Holdings110157
Top 10 Weight25.7%22.7%Best
Fund FamilyPGIM InvestmentsFirst Trust Portfolios (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 1, 2026Apr 14, 2016

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.

The two price series end 33 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PJIN has data through Oct 14, 2026 and RFDI through Sep 11, 2026.

Compare PJIN against instead:PJIN vs SPYPJIN vs QQQPJIN vs VOOPJIN vs VTIRFDI against:RFDI vs VXUS

Fees and Cost Over Time

PJIN charges 0.23% per year while RFDI charges 0.83%. On a $10,000 position that is $23 vs $83 annually, a gap of $60 per year that compounds over a long holding period. On income, PJIN currently yields 0.00% against 3.08% for RFDI.

Holdings Overlap

PJIN already in RFDI12.3%
RFDI already in PJIN15.8%

12.3% of PJIN's money is in holdings RFDI also owns. 15.8% of RFDI's money is in holdings PJIN also owns.

RFDI and PJIN share little of their money.

The two holdings books were reported 58 days apart, PJIN as of Oct 2, 2026 and RFDI as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.

12 positions in common, counted across the 110 positions we hold weights for in PJIN and 147 in RFDI, against full books of 110 and 157.

What only one of them owns

Our book lists 6 positions for RFDI that do not appear in our book for PJIN (4.7% of the fund), and 10 for PJIN that do not appear in RFDI (11.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PJINWeight in RFDIDifference
6857:JPAdvantest Corp0.79%3.66%2.87%
TTE:PATotal Fina Elf Holdings Usa, Inc.2.44%1.66%0.78%
NESN:SMNestle Sa2.28%0.77%1.51%
UBSG:SMUbs Group Ag Ordinary Shares0.89%1.99%1.10%
BNP:PABnp Paribas Sa0.94%1.87%0.93%
8411:JPMizuho Financial Group Inc. Com Stk0.81%1.65%0.84%
AZN:LNAstraZeneca PLC1.50%0.50%1.00%
9983:JPFast Retailing Co. Ltd. Com Stk0.65%1.06%0.41%
SGEF:PAVinci Sa0.74%0.80%0.06%
EQNR:OSEquinor Asa Sponsored Adr - Sponsored (1 Ads : 1 Ordinary)0.63%0.65%0.02%

You are not choosing between two funds in isolation.

Whichever of PJIN and RFDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PJINRFDI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PJIN or RFDI?

PJIN has an expense ratio of 0.23% while RFDI charges 0.83%. PJIN is the cheaper option, by $60 a year on a $10,000 investment.

What is the holdings overlap between PJIN and RFDI?

15.8% of RFDI's money is in holdings PJIN also owns. 15.8% of RFDI's is in holdings PJIN also owns. They hold 12 positions in common, counted across the 110 positions we hold weights for in PJIN and 147 in RFDI.

Which pays a higher dividend, PJIN or RFDI?

PJIN yields 0.00% while RFDI yields 3.08%, so RFDI currently pays the higher dividend yield.

Is RFDI better than PJIN?

PJIN has a lower expense ratio. RFDI is less concentrated, with 22.7% of the fund in its ten largest positions against 25.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.