PSCX vs RPAR
Pacer Swan SOS Conservative (January) ETF vs RPAR Risk Parity ETF
Which is better, PSCX or RPAR?
PSCX has been ahead.
PSCX has a lower expense ratio. PSCX led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSCX | RPAR |
|---|---|---|
| Expense Ratio | 0.49%Best | 0.52% |
| AUM | $47M | $552M |
| Dividend Yield | 0.00% | 2.41% |
| Holdings | 12 | 138 |
| YTD Return | +8.47%Best | +0.76% |
| 1Y Return | +11.76%Best | +1.97% |
| 3Y Return (annualized) | +12.96%Best | +10.12% |
| 5Y Return (annualized) | +8.68%Best | -0.06% |
| Volatility (annualized) | 6.3%Best | 13.5% |
| Max Drawdown | -10.2%Best | -30.2% |
| $10,000 over 5 years | $15,162Best | $9,970 |
| Fund Family | Pacer ETFs | Rpar ETF |
| Category | Allocation/Balanced | Allocation/Balanced |
| Style | Debt-oriented balanced | Debt-oriented balanced |
| Inception | Dec 22, 2020 | Dec 12, 2019 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 23, 2020 to Oct 14, 2026 (5.8 years).
PSCX vs RPAR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.8 years both funds cover.
PSCX vs RPAR Performance
Pacer Swan SOS Conservative (January) ETF (PSCX) is an ETF from Pacer ETFs and RPAR Risk Parity ETF (RPAR) is an ETF from Rpar ETF. Over the past year PSCX returned +11.76% while RPAR returned +1.97%. Year to date, PSCX is up 8.47% versus a gain of 0.76% for RPAR.
Over three years, PSCX compounded at +12.96% per year against +10.12% for RPAR; over five years the annualized figures are +8.68% and -0.06% respectively. Across the full 6-year window we track, PSCX has the edge at +8.83% annualized vs +1.11%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RPAR has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 6.3% for PSCX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.2% for PSCX and -30.2% for RPAR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PSCX charges 0.49% per year while RPAR charges 0.52%. On a $10,000 position that is $49 vs $52 annually, a gap of $3 per year that compounds over a long holding period. On income, PSCX currently yields 0.00% against 2.41% for RPAR.
You are not choosing between two funds in isolation.
Whichever of PSCX and RPAR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSCX or RPAR?
PSCX has an expense ratio of 0.49% while RPAR charges 0.52%. PSCX is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, PSCX or RPAR?
Over the past year PSCX returned +11.76% vs +1.97% for RPAR, so PSCX leads on 1-year performance. Over the longest common window we track (6 years), PSCX annualized +8.83% vs +1.11% for RPAR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSCX or RPAR?
RPAR has been the more volatile fund at 13.5% annualized versus 6.3% for PSCX. Worst drawdown: PSCX -10.2% vs RPAR -30.2%.
Should I hold both PSCX and RPAR?
PSCX and RPAR have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSCX or RPAR?
PSCX yields 0.00% while RPAR yields 2.41%, so RPAR currently pays the higher dividend yield.
Is RPAR better than PSCX?
PSCX has a lower expense ratio. PSCX led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.