PSFJ vs UMI
Pacer Swan SOS Flex July ETF vs USCF Midstream Energy Income ETF
Which is better, PSFJ or UMI?
UMI has been ahead.
PSFJ has a lower expense ratio. UMI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSFJ | UMI |
|---|---|---|
| Expense Ratio | 0.49%Best | 0.69% |
| AUM | $58M | $527M |
| Dividend Yield | 0.00% | 6.27% |
| Holdings | 13 | 25 |
| YTD Return | +9.04% | +22.12%Best |
| 1Y Return | +11.77% | +28.10%Best |
| 3Y Return (annualized) | +15.29% | +23.91%Best |
| 5Y Return (annualized) | +11.49% | +19.00%Best |
| Volatility (annualized) | 9.3%Best | 17.9% |
| Max Drawdown | -12.2%Best | -20.1% |
| $10,000 over 5 years | $17,226 | $23,864Best |
| Fund Family | Pacer ETFs | USCF Investments |
| Category | Equity | Equity |
| Style | All Cap Blend | All Cap Blend |
| Inception | Jun 30, 2021 | Mar 24, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 1, 2021 to Oct 14, 2026 (5.3 years).
PSFJ vs UMI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.
PSFJ vs UMI Performance
Pacer Swan SOS Flex July ETF (PSFJ) is an ETF from Pacer ETFs and USCF Midstream Energy Income ETF (UMI) is an ETF from USCF Investments. Over the past year PSFJ returned +11.77% while UMI returned +28.10%. Year to date, PSFJ is up 9.04% versus a gain of 22.12% for UMI.
Over three years, PSFJ compounded at +15.29% per year against +23.91% for UMI; over five years the annualized figures are +11.49% and +19.00% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UMI has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 9.3% for PSFJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for PSFJ and -20.1% for UMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PSFJ charges 0.49% per year while UMI charges 0.69%. On a $10,000 position that is $49 vs $69 annually, a gap of $20 per year that compounds over a long holding period. On income, PSFJ currently yields 0.00% against 6.27% for UMI.
You are not choosing between two funds in isolation.
Whichever of PSFJ and UMI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSFJ or UMI?
PSFJ has an expense ratio of 0.49% while UMI charges 0.69%. PSFJ is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, PSFJ or UMI?
Over the past year PSFJ returned +11.77% vs +28.10% for UMI, so UMI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSFJ or UMI?
UMI has been the more volatile fund at 17.9% annualized versus 9.3% for PSFJ. Worst drawdown: PSFJ -12.2% vs UMI -20.1%.
Should I hold both PSFJ and UMI?
PSFJ and UMI have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSFJ or UMI?
PSFJ yields 0.00% while UMI yields 6.27%, so UMI currently pays the higher dividend yield.
Is UMI better than PSFJ?
PSFJ has a lower expense ratio. UMI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.