PSIL vs XLF
ADVISORSHARES PSYCHEDELICS ETF vs State Street Financial Select Sector SPDR ETF
Which is better, PSIL or XLF?
Each has led over a different period.
XLF has a lower expense ratio. PSIL led over 1Y, XLF over 3Y, 5Y and the full window. XLF is less concentrated, with 57.3% of the fund in its ten largest positions against 64.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSIL | XLF |
|---|---|---|
| Expense Ratio | 1.00% | 0.08%Best |
| AUM | $44M | $51.9B |
| Dividend Yield | 7.45% | 1.40% |
| Holdings | 33 | 160 |
| YTD Return | +16.80%Best | +0.47% |
| 1Y Return | +9.75%Best | +4.02% |
| 3Y Return (annualized) | +14.39% | +19.43%Best |
| 5Y Return (annualized) | -23.59% | +8.82%Best |
| Volatility (annualized) | 49.1% | 17.9%Best |
| Max Drawdown | -92.7% | -25.8%Best |
| $10,000 over 5 years | $2,605 | $15,260Best |
| Top 10 Weight | 64.2% | 57.3%Best |
| Fund Family | Advisor Shares | SPDR State Street Global Advisors |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Sep 15, 2021 | Dec 16, 1998 |
Volatility and max drawdown are measured over the window both funds cover: Sep 16, 2021 to Oct 14, 2026 (5.1 years).
PSIL vs XLF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
PSIL vs XLF Performance
ADVISORSHARES PSYCHEDELICS ETF (PSIL) is an ETF from Advisor Shares and State Street Financial Select Sector SPDR ETF (XLF) is an ETF from SPDR State Street Global Advisors. Over the past year PSIL returned +9.75% while XLF returned +4.02%. Year to date, PSIL is up 16.80% versus a gain of 0.47% for XLF.
Over three years, PSIL compounded at +14.39% per year against +19.43% for XLF; over five years the annualized figures are -23.59% and +8.82% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSIL has been the more volatile fund, with annualized monthly volatility of 49.1% compared with 17.9% for XLF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -92.7% for PSIL and -25.8% for XLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PSIL charges 1.00% per year while XLF charges 0.08%. On a $10,000 position that is $100 vs $8 annually, a gap of $92 per year that compounds over a long holding period. On income, PSIL currently yields 7.45% against 1.40% for XLF.
Holdings Overlap
We hold position weights for 29 holdings in PSIL and 77 in XLF, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in PSIL and 77 in XLF, against full books of 33 and 160.
What only one of them owns
Our book lists 76 positions for XLF that do not appear in our book for PSIL (99.5% of the fund), and 19 for PSIL that do not appear in XLF (62.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PSIL and XLF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSIL or XLF?
PSIL has an expense ratio of 1.00% while XLF charges 0.08%. XLF is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, PSIL or XLF?
Over the past year PSIL returned +9.75% vs +4.02% for XLF, so PSIL leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSIL or XLF?
PSIL has been the more volatile fund at 49.1% annualized versus 17.9% for XLF. Worst drawdown: PSIL -92.7% vs XLF -25.8%.
Should I hold both PSIL and XLF?
PSIL and XLF have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSIL or XLF?
PSIL yields 7.45% while XLF yields 1.40%, so PSIL currently pays the higher dividend yield.
Is XLF better than PSIL?
XLF has a lower expense ratio. PSIL led over 1Y, XLF over 3Y, 5Y and the full window. XLF is less concentrated, with 57.3% of the fund in its ten largest positions against 64.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.