PSMD vs RULE
Pacer Swan SOS Moderate (January) ETF vs Adaptive Core ETF
Which is better, PSMD or RULE?
Each has led over a different period.
PSMD has a lower expense ratio. PSMD led over 5Y and the full window, RULE over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSMD | RULE |
|---|---|---|
| Expense Ratio | 0.49%Best | 1.84% |
| AUM | $96M | $18M |
| Dividend Yield | 0.00% | 0.00% |
| Holdings | 12 | 35 |
| YTD Return | +8.82% | +28.90%Best |
| 1Y Return | +11.77% | +32.56%Best |
| 3Y Return (annualized) | +12.79% | +17.05%Best |
| 5Y Return (annualized) | +9.42%Best | +4.11% |
| Volatility (annualized) | 7.9%Best | 17.6% |
| Max Drawdown | -12.0%Best | -30.5% |
| $10,000 over 5 years | $15,685Best | $12,231 |
| Fund Family | Pacer ETFs | Mohr Funds |
| Category | Allocation/Balanced | Allocation/Balanced |
| Style | Equity-oriented Balanced | Equity-oriented Balanced |
| Inception | Dec 22, 2020 | Nov 2, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 3, 2021 to Oct 14, 2026 (4.9 years).
PSMD vs RULE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
PSMD vs RULE Performance
Pacer Swan SOS Moderate (January) ETF (PSMD) is an ETF from Pacer ETFs and Adaptive Core ETF (RULE) is an ETF from Mohr Funds. Over the past year PSMD returned +11.77% while RULE returned +32.56%. Year to date, PSMD is up 8.82% versus a gain of 28.90% for RULE.
Over three years, PSMD compounded at +12.79% per year against +17.05% for RULE; over five years the annualized figures are +9.42% and +4.11% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RULE has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 7.9% for PSMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.0% for PSMD and -30.5% for RULE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PSMD charges 0.49% per year while RULE charges 1.84%. On a $10,000 position that is $49 vs $184 annually, a gap of $135 per year that compounds over a long holding period. On income, PSMD currently yields 0.00% against 0.00% for RULE.
You are not choosing between two funds in isolation.
Whichever of PSMD and RULE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSMD or RULE?
PSMD has an expense ratio of 0.49% while RULE charges 1.84%. PSMD is the cheaper option, by $135 a year on a $10,000 investment.
Which performed better, PSMD or RULE?
Over the past year PSMD returned +11.77% vs +32.56% for RULE, so RULE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSMD or RULE?
RULE has been the more volatile fund at 17.6% annualized versus 7.9% for PSMD. Worst drawdown: PSMD -12.0% vs RULE -30.5%.
Should I hold both PSMD and RULE?
PSMD and RULE have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PSMD or RULE?
PSMD yields 0.00% while RULE yields 0.00%, so RULE currently pays the higher dividend yield.
Is RULE better than PSMD?
PSMD has a lower expense ratio. PSMD led over 5Y and the full window, RULE over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.