QCJA vs QDTY

QCJA vs QDTY

Which is better, QCJA or QDTY?

QDTY has been ahead.

QCJA has a lower expense ratio. QDTY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93.

Lower Fees: QCJAHigher Returns: QDTY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQCJAQDTY
Expense Ratio0.90%Best1.17%
AUM$75M$29M
Dividend Yield0.00%37.24%
Holdings1010
YTD Return+8.74%+13.01%Best
1Y Return+11.94%+18.01%Best
Volatility (annualized)6.8%Best19.2%
Max Drawdown-10.7%Best-20.2%
$10,000 over 1.7 years$11,961$14,042Best
Fund FamilyFirst Trust Portfolios (US)YieldMax ETF
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJan 17, 2025Feb 12, 2025

Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Feb 13, 2025 to Oct 15, 2026 (1.7 years).

QCJA vs QDTY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

Compare QCJA against instead:QCJA vs SPYQCJA vs QQQQCJA vs VOOQCJA vs VTIQDTY against:QDTY vs VXUS

QCJA vs QDTY Performance

FT Vest Nasdaq-100 Conservative Buffer ETF - January (QCJA) is an ETF from First Trust Portfolios (US) and YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF (QDTY) is an ETF from YieldMax ETF. Over the past year QCJA returned +11.94% while QDTY returned +18.01%. Year to date, QCJA is up 8.74% versus a gain of 13.01% for QDTY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QDTY has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 6.8% for QCJA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.7% for QCJA and -20.2% for QDTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QCJA charges 0.90% per year while QDTY charges 1.17%. On a $10,000 position that is $90 vs $117 annually, a gap of $27 per year that compounds over a long holding period. On income, QCJA currently yields 0.00% against 37.24% for QDTY.

You are not choosing between two funds in isolation.

Whichever of QCJA and QDTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QCJAQDTY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QCJA or QDTY?

QCJA has an expense ratio of 0.90% while QDTY charges 1.17%. QCJA is the cheaper option, by $27 a year on a $10,000 investment.

Which performed better, QCJA or QDTY?

Over the past year QCJA returned +11.94% vs +18.01% for QDTY, so QDTY leads on 1-year performance. Over the longest common window we track (2 years), QCJA annualized +11.11% vs +22.10% for QDTY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QCJA or QDTY?

QDTY has been the more volatile fund at 19.2% annualized versus 6.8% for QCJA. Worst drawdown: QCJA -10.7% vs QDTY -20.2%.

Should I hold both QCJA and QDTY?

QCJA and QDTY have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, QCJA or QDTY?

QCJA yields 0.00% while QDTY yields 37.24%, so QDTY currently pays the higher dividend yield.

Is QDTY better than QCJA?

QCJA has a lower expense ratio. QDTY led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.