QCJA vs QMMY

QCJA vs QMMY

Which is better, QCJA or QMMY?

Each has led over a different period.

QCJA led over 1Y, QMMY over the full window.

Lower Fees: TiedHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQCJAQMMY
Expense Ratio0.90%Tie0.90%Tie
AUM$75M$155M
Dividend Yield0.00%0.00%
Holdings1010
YTD Return+8.70%Best+7.43%
1Y Return+11.92%Best+10.14%
Volatility (annualized)6.8%Best9.2%
Max Drawdown-10.7%Best-12.8%
$10,000 over 1.7 years$12,002$12,219Best
Fund FamilyFirst Trust Portfolios (US)First Trust Portfolios (US)
CategoryAlternativeAlternative
StyleMulti AlternativeMulti Alternative
InceptionJan 17, 2025May 17, 2024

Not shown on this pair: 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 21, 2025 to Oct 14, 2026 (1.7 years).

QCJA vs QMMY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

Compare QCJA against instead:QCJA vs SPYQCJA vs QQQQCJA vs VOOQCJA vs VTIQMMY against:QMMY vs VXUS

QCJA vs QMMY Performance

FT Vest Nasdaq-100 Conservative Buffer ETF - January (QCJA) is an ETF from First Trust Portfolios (US) and FT Vest Nasdaq-100 Moderate Buffer ETF - May (QMMY) is an ETF from First Trust Portfolios (US). Over the past year QCJA returned +11.92% while QMMY returned +10.14%. Year to date, QCJA is up 8.70% versus a gain of 7.43% for QMMY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QMMY has been the more volatile fund, with annualized monthly volatility of 9.2% compared with 6.8% for QCJA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.7% for QCJA and -12.8% for QMMY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QCJA charges 0.90% per year while QMMY charges 0.90%. On a $10,000 position that is $90 vs $90 annually. On income, QCJA currently yields 0.00% against 0.00% for QMMY.

You are not choosing between two funds in isolation.

Whichever of QCJA and QMMY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QCJAQMMY

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Frequently Asked Questions

Which is cheaper, QCJA or QMMY?

QCJA has an expense ratio of 0.90% while QMMY charges 0.90%. At the precision these are quoted to, they cost the same.

Which performed better, QCJA or QMMY?

Over the past year QCJA returned +11.92% vs +10.14% for QMMY, so QCJA leads on 1-year performance. Over the longest common window we track (2 years), QCJA annualized +11.33% vs +12.51% for QMMY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QCJA or QMMY?

QMMY has been the more volatile fund at 9.2% annualized versus 6.8% for QCJA. Worst drawdown: QCJA -10.7% vs QMMY -12.8%.

Should I hold both QCJA and QMMY?

QCJA and QMMY have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QCJA or QMMY?

QCJA yields 0.00% while QMMY yields 0.00%, so QMMY currently pays the higher dividend yield.

Is QMMY better than QCJA?

QCJA led over 1Y, QMMY over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.