QQQ vs RULE
Invesco QQQ Trust, Series 1 vs Adaptive Core ETF
Which is better, QQQ or RULE?
Large Cap Growth against Equity-oriented Balanced.
QQQ has a lower expense ratio. QQQ led over 3Y, 5Y and the full window, RULE over 1Y. RULE is less concentrated, with 39.2% of the fund in its ten largest positions against 46.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | RULE |
|---|---|---|
| Expense Ratio | 0.18%Best | 1.84% |
| AUM | $506.1B | $18M |
| Dividend Yield | 0.42% | 0.00% |
| Holdings | 321 | 35 |
| YTD Return | +19.30% | +28.90%Best |
| 1Y Return | +22.47% | +32.56%Best |
| 3Y Return (annualized) | +26.18%Best | +17.05% |
| 5Y Return (annualized) | +15.42%Best | +4.11% |
| Volatility (annualized) | 20.9% | 17.6%Best |
| Max Drawdown | -35.1% | -30.5%Best |
| $10,000 over 5 years | $20,484Best | $12,231 |
| Top 10 Weight | 46.7% | 39.2%Best |
| Fund Family | Invesco (US) | Mohr Funds |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Growth | Equity-oriented Balanced |
| Inception | Mar 10, 1999 | Nov 2, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Nov 3, 2021 to Oct 14, 2026 (4.9 years).
QQQ vs RULE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
QQQ vs RULE Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Adaptive Core ETF (RULE) is an ETF from Mohr Funds. Over the past year QQQ returned +22.47% while RULE returned +32.56%. Year to date, QQQ is up 19.30% versus a gain of 28.90% for RULE.
Over three years, QQQ compounded at +26.18% per year against +17.05% for RULE; over five years the annualized figures are +15.42% and +4.11% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 17.6% for RULE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -30.5% for RULE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while RULE charges 1.84%. On a $10,000 position that is $18 vs $184 annually, a gap of $166 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 0.00% for RULE.
Holdings Overlap
39.3% of QQQ's money is in holdings RULE also owns. 34.6% of RULE's money is in holdings QQQ also owns.
The two portfolios partly overlap.
11 positions in common, counted across the 101 positions we hold weights for in QQQ and 35 in RULE, against full books of 321 and 35.
What only one of them owns
Our book lists 23 positions for RULE that do not appear in our book for QQQ (63.2% of the fund), and 82 for QQQ that do not appear in RULE (56.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in RULE | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 5.02% | 6.03% | 1.01% |
| NVDANvidia Corp | 8.33% | 2.67% | 5.66% |
| AAPLApple, Inc | 7.35% | 2.00% | 5.35% |
| MSFTMicrosoft Corp | 5.76% | 2.45% | 3.31% |
| STXSeagate Technolo | 0.87% | 5.96% | 5.09% |
| GOOGLAlphabet Inc | 3.05% | 3.05% | 0.00% |
| AMZNAmazon.Com Inc | 4.07% | 1.49% | 2.58% |
| PANWPalo Alto Networks, Inc | 1.35% | 3.57% | 2.22% |
| MRVLMarvell Technology Inc | 0.97% | 2.91% | 1.94% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.77% | 1.95% | 0.18% |
39.3% of QQQ is already inside RULE.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or RULE?
QQQ has an expense ratio of 0.18% while RULE charges 1.84%. QQQ is the cheaper option, by $166 a year on a $10,000 investment.
Which performed better, QQQ or RULE?
Over the past year QQQ returned +22.47% vs +32.56% for RULE, so RULE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or RULE?
QQQ has been the more volatile fund at 20.9% annualized versus 17.6% for RULE. Worst drawdown: QQQ -35.1% vs RULE -30.5%.
Should I hold both QQQ and RULE?
QQQ and RULE have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and RULE?
39.3% of QQQ's money is in holdings RULE also owns. 34.6% of RULE's is in holdings QQQ also owns. They hold 11 positions in common, counted across the 101 positions we hold weights for in QQQ and 35 in RULE.
Which pays a higher dividend, QQQ or RULE?
QQQ yields 0.42% while RULE yields 0.00%, so QQQ currently pays the higher dividend yield.
Is RULE better than QQQ?
QQQ has a lower expense ratio. QQQ led over 3Y, 5Y and the full window, RULE over 1Y. RULE is less concentrated, with 39.2% of the fund in its ten largest positions against 46.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.