QQQ vs USRT
Invesco QQQ Trust, Series 1 vs iShares Core US REIT ETF
Which is better, QQQ or USRT?
Large Cap Growth against Mid Cap Blend.
USRT has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 50.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | USRT |
|---|---|---|
| Expense Ratio | 0.18% | 0.08%Best |
| AUM | $506.1B | $4.2B |
| Dividend Yield | 0.42% | 2.85% |
| Holdings | 321 | 130 |
| YTD Return | +19.30%Best | +9.41% |
| 1Y Return | +22.47%Best | +9.58% |
| 3Y Return (annualized) | +26.18%Best | +12.01% |
| 5Y Return (annualized) | +15.42%Best | +2.95% |
| Volatility (annualized) | 18.8%Best | 21.5% |
| Max Drawdown | -53.5%Best | -72.9% |
| $10,000 over 5 years | $20,484Best | $11,565 |
| Top 10 Weight | 46.7%Best | 50.2% |
| Fund Family | Invesco (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Mid Cap Blend |
| Inception | Mar 10, 1999 | May 1, 2007 |
Volatility and max drawdown are measured over the window both funds cover: May 4, 2007 to Oct 14, 2026 (19.4 years).
QQQ vs USRT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs USRT Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and iShares Core US REIT ETF (USRT) is an ETF from iShares by BlackRock (US). Over the past year QQQ returned +22.47% while USRT returned +9.58%. Year to date, QQQ is up 19.30% versus a gain of 9.41% for USRT.
Over three years, QQQ compounded at +26.18% per year against +12.01% for USRT; over five years the annualized figures are +15.42% and +2.95% respectively. Across the full 19-year window we track, QQQ has the edge at +15.38% annualized vs +1.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USRT has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 18.8% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.5% for QQQ and -72.9% for USRT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while USRT charges 0.08%. On a $10,000 position that is $18 vs $8 annually, a gap of $10 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 2.85% for USRT.
Holdings Overlap
1.7% of QQQ's money is in holdings USRT also owns. 0.1% of USRT's money is in holdings QQQ also owns.
QQQ and USRT share little of their money.
1 positions in common, counted across the 101 positions we hold weights for in QQQ and 124 in USRT, against full books of 321 and 130.
What only one of them owns
Measured across the 101 and 124 positions we hold weights for.
QQQ holds 92 positions USRT does not, 94.6% of the fund.
Largest: NVDA 8.33%, AAPL 7.35%, MSFT 5.76%, MU 5.02%, AMD 4.17%
Top Shared Holdings
| Stock | Weight in QQQ | Weight in USRT | Difference |
|---|---|---|---|
| CTOCostco Wholesale Corp | 1.69% | 0.07% | 1.62% |
You are not choosing between two funds in isolation.
Whichever of QQQ and USRT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or USRT?
QQQ has an expense ratio of 0.18% while USRT charges 0.08%. USRT is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, QQQ or USRT?
Over the past year QQQ returned +22.47% vs +9.58% for USRT, so QQQ leads on 1-year performance. Over the longest common window we track (19 years), QQQ annualized +15.38% vs +1.97% for USRT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or USRT?
USRT has been the more volatile fund at 21.5% annualized versus 18.8% for QQQ. Worst drawdown: QQQ -53.5% vs USRT -72.9%.
Should I hold both QQQ and USRT?
QQQ and USRT have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and USRT?
1.7% of QQQ's money is in holdings USRT also owns. 0.1% of USRT's is in holdings QQQ also owns. They hold 1 positions in common, counted across the 101 positions we hold weights for in QQQ and 124 in USRT.
Which pays a higher dividend, QQQ or USRT?
QQQ yields 0.42% while USRT yields 2.85%, so USRT currently pays the higher dividend yield.
Is USRT better than QQQ?
USRT has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 50.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.