QQQ vs XFIV
Invesco QQQ Trust, Series 1 vs BondBloxx Bloomberg Five Year Target Duration US Treasury ETF
Which is better, QQQ or XFIV?
Large Cap Growth against Intermediate Term Bond.
XFIV has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | XFIV |
|---|---|---|
| Expense Ratio | 0.18% | 0.05%Best |
| AUM | $506.1B | $344M |
| Dividend Yield | 0.42% | 3.93% |
| Holdings | 321 | 53 |
| YTD Return | +19.30%Best | -2.92% |
| 1Y Return | +22.47%Best | -2.74% |
| 3Y Return (annualized) | +26.18%Best | +3.58% |
| 5Y Return (annualized) | +15.42% | - |
| Volatility (annualized) | 17.9% | 5.1%Best |
| Max Drawdown | -22.8% | -6.4%Best |
| $10,000 over 4.1 years | $25,988Best | $10,938 |
| Fund Family | Invesco (US) | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Intermediate Term Bond |
| Inception | Mar 10, 1999 | Sep 13, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Sep 16, 2022 to Oct 14, 2026 (4.1 years).
QQQ vs XFIV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs XFIV Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and BondBloxx Bloomberg Five Year Target Duration US Treasury ETF (XFIV) is an ETF from BondBloxx. Over the past year QQQ returned +22.47% while XFIV returned -2.74%. Year to date, QQQ is up 19.30% versus a loss of 2.92% for XFIV.
Over three years, QQQ compounded at +26.18% per year against +3.58% for XFIV. Across the full 4-year window we track, QQQ has the edge at +26.23% annualized vs +2.21%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 5.1% for XFIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -6.4% for XFIV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.31. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while XFIV charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 3.93% for XFIV.
Holdings Overlap
We hold position weights for 101 holdings in QQQ and 29 in XFIV, totalling 99.6% and 62.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 101 positions we hold weights for in QQQ and 29 in XFIV, against full books of 321 and 53.
You are not choosing between two funds in isolation.
Whichever of QQQ and XFIV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or XFIV?
QQQ has an expense ratio of 0.18% while XFIV charges 0.05%. XFIV is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, QQQ or XFIV?
Over the past year QQQ returned +22.47% vs -2.74% for XFIV, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +26.23% vs +2.21% for XFIV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or XFIV?
QQQ has been the more volatile fund at 17.9% annualized versus 5.1% for XFIV. Worst drawdown: QQQ -22.8% vs XFIV -6.4%.
Should I hold both QQQ and XFIV?
QQQ and XFIV have a monthly-return correlation of 0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or XFIV?
QQQ yields 0.42% while XFIV yields 3.93%, so XFIV currently pays the higher dividend yield.
Is XFIV better than QQQ?
XFIV has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.