QQQ vs XFLX
Invesco QQQ Trust, Series 1 vs FundX Flexible ETF
Which is better, QQQ or XFLX?
Large Cap Growth against Intermediate Term Bond.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 92.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | XFLX |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.97% |
| AUM | $506.1B | $49M |
| Dividend Yield | 0.42% | 9.64% |
| Holdings | 321 | 11 |
| YTD Return | +19.30%Best | +0.47% |
| 1Y Return | +22.47%Best | +1.06% |
| 3Y Return (annualized) | +26.18%Best | +3.80% |
| 5Y Return (annualized) | +15.42% | - |
| Volatility (annualized) | 17.2% | 3.9%Best |
| Max Drawdown | -22.8% | -6.5%Best |
| $10,000 over 3 years | $20,157Best | $11,145 |
| Top 10 Weight | 46.7%Best | 92.2% |
| Fund Family | Invesco (US) | Fund X |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Intermediate Term Bond |
| Inception | Mar 10, 1999 | Jul 1, 2002 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Oct 9, 2023 to Oct 14, 2026 (3 years).
QQQ vs XFLX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs XFLX Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and FundX Flexible ETF (XFLX) is an ETF from Fund X. Over the past year QQQ returned +22.47% while XFLX returned +1.06%. Year to date, QQQ is up 19.30% versus a gain of 0.47% for XFLX.
Over three years, QQQ compounded at +26.18% per year against +3.80% for XFLX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 3.9% for XFLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -6.5% for XFLX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while XFLX charges 0.97%. On a $10,000 position that is $18 vs $97 annually, a gap of $79 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 9.64% for XFLX.
Holdings Overlap
We hold position weights for 101 holdings in QQQ and 13 in XFLX, totalling 99.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 101 positions we hold weights for in QQQ and 13 in XFLX, against full books of 321 and 11.
What only one of them owns
Measured across the 101 and 13 positions we hold weights for.
QQQ holds 93 positions XFLX does not, 96.3% of the fund.
Largest: NVDA 8.33%, AAPL 7.35%, MSFT 5.76%, MU 5.02%, AMD 4.17%
You are not choosing between two funds in isolation.
Whichever of QQQ and XFLX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or XFLX?
QQQ has an expense ratio of 0.18% while XFLX charges 0.97%. QQQ is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, QQQ or XFLX?
Over the past year QQQ returned +22.47% vs +1.06% for XFLX, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or XFLX?
QQQ has been the more volatile fund at 17.2% annualized versus 3.9% for XFLX. Worst drawdown: QQQ -22.8% vs XFLX -6.5%.
Should I hold both QQQ and XFLX?
QQQ and XFLX have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or XFLX?
QQQ yields 0.42% while XFLX yields 9.64%, so XFLX currently pays the higher dividend yield.
Is XFLX better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. QQQ is less concentrated, with 46.7% of the fund in its ten largest positions against 92.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.