QUVU vs VTI
Hartford Quality Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QUVU or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. QUVU is less concentrated, with 25.8% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QUVU | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $174M | $689.2B |
| Dividend Yield | 1.87% | 1.06% |
| Holdings | 72 | 3,524 |
| Volatility (annualized) | 11.6%Best | 13.1% |
| Max Drawdown | -13.1%Best | -19.3% |
| $10,000 over 2.5 years | $13,110 | $16,636Best |
| Top 10 Weight | 25.8%Best | 33.5% |
| Fund Family | Hartford Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 13, 2023 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 168 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QUVU has data through Apr 29, 2026 and VTI through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Oct 16, 2023 to Apr 29, 2026 (2.5 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 11.6% for QUVU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for QUVU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QUVU charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, QUVU currently yields 1.87% against 1.06% for VTI.
Holdings Overlap
87.0% of QUVU's money is in holdings VTI also owns. 23.2% of VTI's money is in holdings QUVU also owns.
Most of QUVU is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 243 days apart, QUVU as of Dec 31, 2025 and VTI as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
60 positions in common, counted across the 70 positions we hold weights for in QUVU and 3,441 in VTI, against full books of 72 and 3,524.
What only one of them owns
Our book lists 1,096 positions for VTI that do not appear in our book for QUVU (74.4% of the fund), and 5 for QUVU that do not appear in VTI (5.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QUVU | Weight in VTI | Difference |
|---|---|---|---|
| GOOGLAlphabet Inc | 5.56% | 2.70% | 2.86% |
| MSFTMicrosoft Corp | 1.16% | 5.11% | 3.95% |
| AMZNAmazon.Com Inc | 1.25% | 3.41% | 2.16% |
| BACBank of America Corp.: Financials | 2.55% | 0.54% | 2.01% |
| UNHUnitedhealth Group Incorporated | 2.18% | 0.48% | 1.70% |
| QCOMQualcomm Inc. | 2.41% | 0.24% | 2.17% |
| MRKMerck & Company Inc | 2.03% | 0.49% | 1.54% |
| CSCOCisco Systems Inc | 1.97% | 0.53% | 1.44% |
| VVisa Inc Class A | 1.64% | 0.85% | 0.79% |
| JPMJpmorgan Chase | 1.16% | 1.29% | 0.13% |
87.0% of QUVU is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QUVU or VTI?
QUVU has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which is riskier, QUVU or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 11.6% for QUVU. Worst drawdown: QUVU -13.1% vs VTI -19.3%.
Should I hold both QUVU and VTI?
QUVU and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QUVU and VTI?
87.0% of QUVU's money is in holdings VTI also owns. 23.2% of VTI's is in holdings QUVU also owns. They hold 60 positions in common, counted across the 70 positions we hold weights for in QUVU and 3,441 in VTI.
Which pays a higher dividend, QUVU or VTI?
QUVU yields 1.87% while VTI yields 1.06%, so QUVU currently pays the higher dividend yield.
Is VTI better than QUVU?
VTI has a lower expense ratio. VTI led over 1Y and the full window. QUVU is less concentrated, with 25.8% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.