RIET vs VTI
Hoya Capital High Dividend Yield ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RIET or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. RIET is less concentrated, with 17.8% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RIET | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $99M | $689.2B |
| Dividend Yield | 12.05% | 1.06% |
| Holdings | 197 | 3,524 |
| YTD Return | -5.77% | +13.02%Best |
| 1Y Return | -3.91% | +16.63%Best |
| 3Y Return (annualized) | +4.88% | +21.97%Best |
| 5Y Return (annualized) | -3.16% | +11.99%Best |
| Volatility (annualized) | 20.8% | 15.8%Best |
| Max Drawdown | -34.6% | -25.4%Best |
| $10,000 over 5 years | $8,517 | $17,616Best |
| Top 10 Weight | 17.8%Best | 33.5% |
| Fund Family | Hoya Capital Real Estate, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Sep 21, 2021 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2021 to Oct 14, 2026 (5.1 years).
RIET vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
RIET vs VTI Performance
Hoya Capital High Dividend Yield ETF (RIET) is an ETF from Hoya Capital Real Estate, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RIET returned -3.91% while VTI returned +16.63%. Year to date, RIET is down 5.77% versus a gain of 13.02% for VTI.
Over three years, RIET compounded at +4.88% per year against +21.97% for VTI; over five years the annualized figures are -3.16% and +11.99% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RIET has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 15.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.6% for RIET and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RIET charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, RIET currently yields 12.05% against 1.06% for VTI.
Holdings Overlap
86.5% of RIET's money is in holdings VTI also owns. 0.3% of VTI's money is in holdings RIET also owns.
Most of RIET is already inside VTI. Owning both mostly buys the same companies twice.
68 positions in common, counted across the 95 positions we hold weights for in RIET and 3,441 in VTI, against full books of 197 and 3,524.
What only one of them owns
Our book lists 1,140 positions for VTI that do not appear in our book for RIET (97.3% of the fund), and 27 for RIET that do not appear in VTI (9.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RIET | Weight in VTI | Difference |
|---|---|---|---|
| GNLGlobal Net Lease Inc | 2.41% | 0.00% | 2.41% |
| APLEApple Hospitality Reit Inc | 1.92% | 0.00% | 1.92% |
| HIWHighwoods Properties Inc | 1.92% | 0.00% | 1.92% |
| PKPark Hotels And Resorts Inc Reit USD .01 | 1.82% | 0.00% | 1.82% |
| DOCHealthpeak Properties Inc | 1.67% | 0.02% | 1.65% |
| KRCKrc Kilroy Realty Corp. | 1.66% | 0.01% | 1.65% |
| EPREpr Properties | 1.61% | 0.01% | 1.60% |
| OHIOmega Healthcare Investors Reit In | 1.60% | 0.02% | 1.58% |
| RITMRithm Capital | 1.60% | 0.01% | 1.59% |
| COLDAmericold Realty Trust | 1.58% | 0.01% | 1.57% |
86.5% of RIET is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RIET or VTI?
RIET has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, RIET or VTI?
Over the past year RIET returned -3.91% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RIET or VTI?
RIET has been the more volatile fund at 20.8% annualized versus 15.8% for VTI. Worst drawdown: RIET -34.6% vs VTI -25.4%.
Should I hold both RIET and VTI?
RIET and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RIET and VTI?
86.5% of RIET's money is in holdings VTI also owns. 0.3% of VTI's is in holdings RIET also owns. They hold 68 positions in common, counted across the 95 positions we hold weights for in RIET and 3,441 in VTI.
Which pays a higher dividend, RIET or VTI?
RIET yields 12.05% while VTI yields 1.06%, so RIET currently pays the higher dividend yield.
Is VTI better than RIET?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. RIET is less concentrated, with 17.8% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.