RMIF vs SIO
LHA Risk-Managed Income ETF vs Touchstone Strategic Income ETF
Which is better, RMIF or SIO?
Each has led over a different period.
SIO has a lower expense ratio. RMIF led over 1Y, SIO over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RMIF | SIO |
|---|---|---|
| Expense Ratio | 1.55% | 0.50%Best |
| AUM | $6M | $292M |
| Dividend Yield | 5.68% | 7.65% |
| Holdings | 7 | 205 |
| Volatility (annualized) | 2.4%Best | 4.9% |
| Max Drawdown | -3.7%Best | -4.3% |
| $10,000 over 3.1 years | $11,196 | $12,266Best |
| Fund Family | Little Harbor Advisors | Touchstone Investments |
| Category | Fixed Income | Fixed Income |
| Style | Intermediate Term Bond | Intermediate Term Bond |
| Inception | Jun 9, 2023 | Jul 21, 2022 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 79 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RMIF has data through Jul 27, 2026 and SIO through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jun 9, 2023 to Jul 27, 2026 (3.1 years).
Risk: Volatility and Drawdowns
SIO has been the more volatile fund, with annualized monthly volatility of 4.9% compared with 2.4% for RMIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.7% for RMIF and -4.3% for SIO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RMIF charges 1.55% per year while SIO charges 0.50%. On a $10,000 position that is $155 vs $50 annually, a gap of $105 per year that compounds over a long holding period. On income, RMIF currently yields 5.68% against 7.65% for SIO.
Holdings Overlap
We hold position weights for 6 holdings in RMIF and 105 in SIO, totalling 100.0% and 42.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 137 days apart, RMIF as of Apr 30, 2026 and SIO as of Sep 14, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 6 positions we hold weights for in RMIF and 105 in SIO, against full books of 7 and 205.
You are not choosing between two funds in isolation.
Whichever of RMIF and SIO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RMIF or SIO?
RMIF has an expense ratio of 1.55% while SIO charges 0.50%. SIO is the cheaper option, by $105 a year on a $10,000 investment.
Which is riskier, RMIF or SIO?
SIO has been the more volatile fund at 4.9% annualized versus 2.4% for RMIF. Worst drawdown: RMIF -3.7% vs SIO -4.3%.
Should I hold both RMIF and SIO?
RMIF and SIO have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RMIF or SIO?
RMIF yields 5.68% while SIO yields 7.65%, so SIO currently pays the higher dividend yield.
Is SIO better than RMIF?
SIO has a lower expense ratio. RMIF led over 1Y, SIO over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.