RSF vs UNIY
RiverNorth Capital and Income Fund, Inc. vs WisdomTree Voya Yield Enhanced USD Universal Bond Fund
Which is better, RSF or UNIY?
RSF has been ahead.
UNIY has a lower expense ratio. RSF led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSF | UNIY |
|---|---|---|
| Expense Ratio | 5.25% | 0.15%Best |
| AUM | $49M | $1.3B |
| Dividend Yield | 11.07% | 5.06% |
| Holdings | 9,552 | 6,627 |
| YTD Return | +7.42%Best | -2.08% |
| 1Y Return | +7.39%Best | -1.93% |
| 3Y Return (annualized) | +8.18%Best | +4.82% |
| 5Y Return (annualized) | +3.68% | - |
| Volatility (annualized) | 5.3%Tie | 5.3%Tie |
| Max Drawdown | -6.2%Best | -6.3% |
| $10,000 over 3.7 years | $12,876Best | $11,128 |
| Fund Family | RiverNorth | WisdomTree Investments |
| Category | Fixed Income | Fixed Income |
| Style | High Yield Bond | High Yield Bond |
| Inception | Sep 22, 2016 | Feb 7, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 7, 2023 to Oct 14, 2026 (3.7 years).
RSF vs UNIY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
RSF vs UNIY Performance
RiverNorth Capital and Income Fund, Inc. (RSF) is an ETF from RiverNorth and WisdomTree Voya Yield Enhanced USD Universal Bond Fund (UNIY) is an ETF from WisdomTree Investments. Over the past year RSF returned +7.39% while UNIY returned -1.93%. Year to date, RSF is up 7.42% versus a loss of 2.08% for UNIY.
Over three years, RSF compounded at +8.18% per year against +4.82% for UNIY. Across the full 4-year window we track, RSF has the edge at +7.07% annualized vs +2.93%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSF and UNIY have been equally volatile, both at 5.3% annualized.
The deepest peak-to-trough decline in our data was -6.2% for RSF and -6.3% for UNIY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.23. They move largely independently of each other.
Fees and Cost Over Time
RSF charges 5.25% per year while UNIY charges 0.15%. On a $10,000 position that is $525 vs $15 annually, a gap of $510 per year that compounds over a long holding period. On income, RSF currently yields 11.07% against 5.06% for UNIY.
Holdings Overlap
We hold position weights for 15 holdings in RSF and 5,275 in UNIY, totalling 5.8% and 64.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 94 days apart, RSF as of Jun 30, 2026 and UNIY as of Oct 2, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 15 positions we hold weights for in RSF and 5,275 in UNIY, against full books of 9,552 and 6,627.
You are not choosing between two funds in isolation.
Whichever of RSF and UNIY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSF or UNIY?
RSF has an expense ratio of 5.25% while UNIY charges 0.15%. UNIY is the cheaper option, by $510 a year on a $10,000 investment.
Which performed better, RSF or UNIY?
Over the past year RSF returned +7.39% vs -1.93% for UNIY, so RSF leads on 1-year performance. Over the longest common window we track (4 years), RSF annualized +7.07% vs +2.93% for UNIY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSF or UNIY?
RSF and UNIY have been equally volatile, both at 5.3% annualized. Worst drawdown: RSF -6.2% vs UNIY -6.3%.
Should I hold both RSF and UNIY?
RSF and UNIY have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSF or UNIY?
RSF yields 11.07% while UNIY yields 5.06%, so RSF currently pays the higher dividend yield.
Is UNIY better than RSF?
UNIY has a lower expense ratio. RSF led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.