RSSB vs SPY
Return Stacked Global Stocks & Bonds ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, RSSB or SPY?
Allocation/Balanced against Large Cap Blend.
SPY has a lower expense ratio. SPY led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSSB | SPY |
|---|---|---|
| Expense Ratio | 0.39% | 0.09%Best |
| AUM | $500M | $823.2B |
| Dividend Yield | 2.42% | 0.99% |
| Holdings | 9 | 1,515 |
| YTD Return | +5.39% | +13.53%Best |
| 1Y Return | +5.30% | +17.47%Best |
| 3Y Return (annualized) | - | +22.36% |
| 5Y Return (annualized) | - | +13.21% |
| Volatility (annualized) | 13.9% | 11.6%Best |
| Max Drawdown | -16.2%Best | -18.8% |
| $10,000 over 2.9 years | $14,964 | $17,620Best |
| Fund Family | Return Stacked ETF | State Street Investment Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Feb 7, 2023 | Jan 22, 1993 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 5, 2023 to Oct 14, 2026 (2.9 years).
RSSB vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
RSSB vs SPY Performance
Return Stacked Global Stocks & Bonds ETF (RSSB) is an ETF from Return Stacked ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year RSSB returned +5.30% while SPY returned +17.47%. Year to date, RSSB is up 5.39% versus a gain of 13.53% for SPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSSB has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 11.6% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for RSSB and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSSB charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, RSSB currently yields 2.42% against 0.99% for SPY.
Holdings Overlap
We hold position weights for 3 holdings in RSSB and 504 in SPY, totalling 96.9% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3 positions we hold weights for in RSSB and 504 in SPY, against full books of 9 and 1,515.
You are not choosing between two funds in isolation.
Whichever of RSSB and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSSB or SPY?
RSSB has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, RSSB or SPY?
Over the past year RSSB returned +5.30% vs +17.47% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSSB or SPY?
RSSB has been the more volatile fund at 13.9% annualized versus 11.6% for SPY. Worst drawdown: RSSB -16.2% vs SPY -18.8%.
Should I hold both RSSB and SPY?
RSSB and SPY have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSSB or SPY?
RSSB yields 2.42% while SPY yields 0.99%, so RSSB currently pays the higher dividend yield.
Is SPY better than RSSB?
SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.