RSXJ vs SCHD
VanEck Russia Small-Cap ETF vs Schwab US Dividend Equity ETF
Which is better, RSXJ or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSXJ | SCHD |
|---|---|---|
| Expense Ratio | 0.84% | 0.06%Best |
| AUM | $337,038.24 | $111.6B |
| Dividend Yield | 430.08% | 3.24% |
| Holdings | 26 | 206 |
| Volatility (annualized) | 31.7% | 13.8%Best |
| Max Drawdown | -72.2% | -33.4%Best |
| $10,000 over 11.2 years | $3,213 | $33,137Best |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Apr 13, 2011 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 1371 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RSXJ has data through Jan 12, 2023 and SCHD through Oct 14, 2026.
Volatility and max drawdown, and the $10,000 over 11.2 years row, are measured over the window both funds cover: Oct 20, 2011 to Jan 12, 2023 (11.2 years).
Risk: Volatility and Drawdowns
RSXJ has been the more volatile fund, with annualized monthly volatility of 31.7% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.2% for RSXJ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSXJ charges 0.84% per year while SCHD charges 0.06%. On a $10,000 position that is $84 vs $6 annually, a gap of $78 per year that compounds over a long holding period. On income, RSXJ currently yields 430.08% against 3.24% for SCHD.
You are not choosing between two funds in isolation.
Whichever of RSXJ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSXJ or SCHD?
RSXJ has an expense ratio of 0.84% while SCHD charges 0.06%. SCHD is the cheaper option, by $78 a year on a $10,000 investment.
Which is riskier, RSXJ or SCHD?
RSXJ has been the more volatile fund at 31.7% annualized versus 13.8% for SCHD. Worst drawdown: RSXJ -72.2% vs SCHD -33.4%.
Should I hold both RSXJ and SCHD?
RSXJ and SCHD have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSXJ or SCHD?
RSXJ yields 430.08% while SCHD yields 3.24%, so RSXJ currently pays the higher dividend yield.
Is SCHD better than RSXJ?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.