RVRB vs SCHX

RVRB vs SCHX

Which is better, RVRB or SCHX?

Nearly the same fund. SCHX costs less.

SCHX has a lower expense ratio. RVRB led over 1Y, SCHX over the full window. The two have moved almost in lockstep, correlation 1.00. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 38.2%.

Lower Fees: SCHXHigher Returns: splitLess Concentrated: SCHX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRVRBSCHX
Expense Ratio0.30%0.03%Best
AUM$5M$75.3B
Dividend Yield0.86%1.04%
Holdings499752
Volatility (annualized)12.9%Best13.0%
Max Drawdown-19.1%-19.0%Best
$10,000 over 3.4 years$17,218$18,040Best
Top 10 Weight38.2%36.9%Best
Fund FamilyReverb ETFCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 3, 2022Nov 3, 2009

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 202 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RVRB has data through Mar 26, 2026 and SCHX through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Nov 4, 2022 to Mar 26, 2026 (3.4 years).

Compare RVRB against instead:RVRB vs SPYRVRB vs QQQRVRB vs VOORVRB vs VTISCHX against:SCHX vs VXUS

Risk: Volatility and Drawdowns

SCHX has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.9% for RVRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for RVRB and -19.0% for SCHX. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RVRB charges 0.30% per year while SCHX charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, RVRB currently yields 0.86% against 1.04% for SCHX.

Holdings Overlap

RVRB already in SCHX94.3%
SCHX already in RVRB89.4%

94.3% of RVRB's money is in holdings SCHX also owns. 89.4% of SCHX's money is in holdings RVRB also owns.

Most of RVRB is already inside SCHX. Owning both mostly buys the same companies twice.

The two holdings books were reported 276 days apart, RVRB as of Dec 31, 2025 and SCHX as of Oct 3, 2026, so some of the difference between them is the time between the two reports rather than the funds.

424 positions in common, counted across the 493 positions we hold weights for in RVRB and 752 in SCHX, against full books of 499 and 752.

What only one of them owns

Our book lists 306 positions for SCHX that do not appear in our book for RVRB (9.8% of the fund), and 20 for RVRB that do not appear in SCHX (1.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in RVRBWeight in SCHXDifference
NVDANvidia Corp6.78%8.02%1.24%
AAPLApple, Inc5.40%6.90%1.50%
MSFTMicrosoft Corp5.92%5.44%0.48%
GOOGLAlphabet Inc6.28%2.86%3.42%
AMZNAmazon.Com Inc4.24%3.50%0.74%
AVGOBroadcom Inc2.52%2.40%0.12%
METAMeta Platforms Inc2.13%2.28%0.15%
TSLATesla Inc1.93%1.48%0.45%
BRK.BBerkshire Hathaway Inc Brk/B Us Equity1.55%1.33%0.22%
LLYEli Lilly & Co.1.42%1.30%0.12%

94.3% of RVRB is already inside SCHX.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RVRBSCHX

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RVRB or SCHX?

RVRB has an expense ratio of 0.30% while SCHX charges 0.03%. SCHX is the cheaper option, by $27 a year on a $10,000 investment.

Which is riskier, RVRB or SCHX?

SCHX has been the more volatile fund at 13.0% annualized versus 12.9% for RVRB. Worst drawdown: RVRB -19.1% vs SCHX -19.0%.

Should I hold both RVRB and SCHX?

RVRB and SCHX have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between RVRB and SCHX?

94.3% of RVRB's money is in holdings SCHX also owns. 89.4% of SCHX's is in holdings RVRB also owns. They hold 424 positions in common, counted across the 493 positions we hold weights for in RVRB and 752 in SCHX.

Which pays a higher dividend, RVRB or SCHX?

RVRB yields 0.86% while SCHX yields 1.04%, so SCHX currently pays the higher dividend yield.

Is SCHX better than RVRB?

SCHX has a lower expense ratio. RVRB led over 1Y, SCHX over the full window. The two have moved almost in lockstep, correlation 1.00. SCHX is less concentrated, with 36.9% of the fund in its ten largest positions against 38.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.