SCHD vs SRHQ
Schwab US Dividend Equity ETF vs SRH US Quality GARP ETF
Which is better, SCHD or SRHQ?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y, SRHQ over 3Y and the full window. SRHQ is less concentrated, with 20.0% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SRHQ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $111.6B | $214M |
| Dividend Yield | 3.24% | 0.74% |
| Holdings | 206 | 164 |
| YTD Return | +24.55%Best | +21.10% |
| 1Y Return | +29.85%Best | +25.03% |
| 3Y Return (annualized) | +16.64% | +19.36%Best |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 13.7%Tie | 13.7%Tie |
| Max Drawdown | -16.1%Best | -18.5% |
| $10,000 over 4 years | $16,683 | $19,211Best |
| Top 10 Weight | 41.6% | 20.0%Best |
| Fund Family | Charles Schwab Asset Management | SRH Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Oct 4, 2022 |
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Oct 5, 2022 to Oct 14, 2026 (4 years).
SCHD vs SRHQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
SCHD vs SRHQ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SRH US Quality GARP ETF (SRHQ) is an ETF from SRH Funds. Over the past year SCHD returned +29.85% while SRHQ returned +25.03%. Year to date, SCHD is up 24.55% versus a gain of 21.10% for SRHQ.
Over three years, SCHD compounded at +16.64% per year against +19.36% for SRHQ. Across the full 4-year window we track, SRHQ has the edge at +17.73% annualized vs +13.65%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD and SRHQ have been equally volatile, both at 13.7% annualized.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -18.5% for SRHQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SRHQ charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.74% for SRHQ.
Holdings Overlap
16.4% of SCHD's money is in holdings SRHQ also owns. 13.4% of SRHQ's money is in holdings SCHD also owns.
SCHD and SRHQ share little of their money.
11 positions in common, counted across the 98 positions we hold weights for in SCHD and 81 in SRHQ, against full books of 206 and 164.
What only one of them owns
Our book lists 70 positions for SRHQ that do not appear in our book for SCHD (86.6% of the fund), and 86 for SCHD that do not appear in SRHQ (83.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SRHQ | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 3.95% | 1.51% | 2.44% |
| AMGNAmgen Inc. | 3.86% | 1.30% | 2.56% |
| BMYBristol-Myers Squibb Co. | 3.21% | 1.14% | 2.07% |
| ADPAutomatic Data Processing, Inc. | 2.63% | 1.46% | 1.17% |
| FFord Motor Co | 1.22% | 1.19% | 0.03% |
| NSPInsperity Inc | 0.04% | 2.02% | 1.98% |
| BRBroadridge Financial Solutions, Inc. | 0.46% | 1.11% | 0.65% |
| HSYHershey Co. | 0.60% | 0.86% | 0.26% |
| BAHBooz Allen Hamilton Holding Corp. | 0.21% | 1.01% | 0.80% |
| NXSTNexstar Media Group Inc | 0.12% | 0.99% | 0.87% |
You are not choosing between two funds in isolation.
Whichever of SCHD and SRHQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SRHQ?
SCHD has an expense ratio of 0.06% while SRHQ charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, SCHD or SRHQ?
Over the past year SCHD returned +29.85% vs +25.03% for SRHQ, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +13.65% vs +17.73% for SRHQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SRHQ?
SCHD and SRHQ have been equally volatile, both at 13.7% annualized. Worst drawdown: SCHD -16.1% vs SRHQ -18.5%.
Should I hold both SCHD and SRHQ?
SCHD and SRHQ have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SRHQ?
16.4% of SCHD's money is in holdings SRHQ also owns. 13.4% of SRHQ's is in holdings SCHD also owns. They hold 11 positions in common, counted across the 98 positions we hold weights for in SCHD and 81 in SRHQ.
Which pays a higher dividend, SCHD or SRHQ?
SCHD yields 3.24% while SRHQ yields 0.74%, so SCHD currently pays the higher dividend yield.
Is SRHQ better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SRHQ over 3Y and the full window. SRHQ is less concentrated, with 20.0% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.