SCHD vs TBFG
Schwab US Dividend Equity ETF vs The Brinsmere Fund - Growth ETF
Which is better, SCHD or TBFG?
Large Cap Value against Allocation/Balanced.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 66.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TBFG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.46% |
| AUM | $111.6B | $386M |
| Dividend Yield | 3.24% | 2.45% |
| Holdings | 206 | 24 |
| YTD Return | +24.55%Best | +8.65% |
| 1Y Return | +29.85%Best | +12.49% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 13.4% | 9.1%Best |
| Max Drawdown | -16.1% | -14.2%Best |
| $10,000 over 2.7 years | $14,660Best | $13,586 |
| Top 10 Weight | 41.6%Best | 66.4% |
| Fund Family | Charles Schwab Asset Management | Brinsmere Fund |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Value | Allocation/Balanced |
| Inception | Oct 20, 2011 | Jan 12, 2024 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Jan 16, 2024 to Oct 14, 2026 (2.7 years).
SCHD vs TBFG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
SCHD vs TBFG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and The Brinsmere Fund - Growth ETF (TBFG) is an ETF from Brinsmere Fund. Over the past year SCHD returned +29.85% while TBFG returned +12.49%. Year to date, SCHD is up 24.55% versus a gain of 8.65% for TBFG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 9.1% for TBFG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -14.2% for TBFG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TBFG charges 0.46%. On a $10,000 position that is $6 vs $46 annually, a gap of $40 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 2.45% for TBFG.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 23 in TBFG, totalling 99.8% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 23 in TBFG, against full books of 206 and 24.
What only one of them owns
Measured across the 98 and 23 positions we hold weights for.
SCHD holds 97 positions TBFG does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of SCHD and TBFG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TBFG?
SCHD has an expense ratio of 0.06% while TBFG charges 0.46%. SCHD is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, SCHD or TBFG?
Over the past year SCHD returned +29.85% vs +12.49% for TBFG, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TBFG?
SCHD has been the more volatile fund at 13.4% annualized versus 9.1% for TBFG. Worst drawdown: SCHD -16.1% vs TBFG -14.2%.
Should I hold both SCHD and TBFG?
SCHD and TBFG have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TBFG?
SCHD yields 3.24% while TBFG yields 2.45%, so SCHD currently pays the higher dividend yield.
Is TBFG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 66.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.