SCHD vs TYG
Schwab US Dividend Equity ETF vs Tortoise Energy Infrastructure Corporation
Which is better, SCHD or TYG?
Large Cap Value against Mid Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, TYG over 3Y and 5Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 57.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TYG |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.49% |
| AUM | $111.6B | $1.1B |
| Dividend Yield | 3.24% | 13.67% |
| Holdings | 206 | 41 |
| YTD Return | +24.55%Best | +3.18% |
| 1Y Return | +29.85%Best | +3.68% |
| 3Y Return (annualized) | +16.64% | +22.43%Best |
| 5Y Return (annualized) | +9.54% | +16.26%Best |
| Volatility (annualized) | 13.7%Best | 39.6% |
| Max Drawdown | -33.4%Best | -97.3% |
| $10,000 over 5 years | $15,771 | $21,240Best |
| Top 10 Weight | 41.6%Best | 57.3% |
| Fund Family | Charles Schwab Asset Management | TortoiseEcofin Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Value |
| Inception | Oct 20, 2011 | Feb 27, 2004 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 14, 2026 (15 years).
SCHD vs TYG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15 years both funds cover.
SCHD vs TYG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Tortoise Energy Infrastructure Corporation (TYG) is an ETF from TortoiseEcofin Funds. Over the past year SCHD returned +29.85% while TYG returned +3.68%. Year to date, SCHD is up 24.55% versus a gain of 3.18% for TYG.
Over three years, SCHD compounded at +16.64% per year against +22.43% for TYG; over five years the annualized figures are +9.54% and +16.26% respectively. Across the full 15-year window we track, SCHD has the edge at +11.26% annualized vs -5.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TYG has been the more volatile fund, with annualized monthly volatility of 39.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -97.3% for TYG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TYG charges 1.49%. On a $10,000 position that is $6 vs $149 annually, a gap of $143 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 13.67% for TYG.
Holdings Overlap
1.5% of SCHD's money is in holdings TYG also owns. 5.8% of TYG's money is in holdings SCHD also owns.
TYG and SCHD share little of their money.
The two holdings books were reported 95 days apart, SCHD as of Oct 3, 2026 and TYG as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 98 positions we hold weights for in SCHD and 38 in TYG, against full books of 206 and 41.
What only one of them owns
Our book lists 27 positions for TYG that do not appear in our book for SCHD (92.0% of the fund), and 95 for SCHD that do not appear in TYG (98.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TYG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TYG?
SCHD has an expense ratio of 0.06% while TYG charges 1.49%. SCHD is the cheaper option, by $143 a year on a $10,000 investment.
Which performed better, SCHD or TYG?
Over the past year SCHD returned +29.85% vs +3.68% for TYG, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.26% vs -5.32% for TYG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TYG?
TYG has been the more volatile fund at 39.6% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs TYG -97.3%.
Should I hold both SCHD and TYG?
SCHD and TYG have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TYG?
5.8% of TYG's money is in holdings SCHD also owns. 5.8% of TYG's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 98 positions we hold weights for in SCHD and 38 in TYG.
Which pays a higher dividend, SCHD or TYG?
SCHD yields 3.24% while TYG yields 13.67%, so TYG currently pays the higher dividend yield.
Is TYG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, TYG over 3Y and 5Y. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 57.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.